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Regular Contributor
youngman1234
Posts: 228
Registered: ‎02-27-2012

Approved for Alliant, Chase Ink, BOA CLI, & Staples Card - denied USAA, BOA business, Amex

Hi everyone,

Ok I know everyone on this forum told me not to apply for anything but I just had to obtain more credit to be able to use for my business.
So approved for the following -
alliant plat = 2.5K
Chase ink= 5K
Boa CLI- from 3K to 5K
Staples business card- ???

Denied for the following:

USAA- told me score is great and payment history is good but why do I need for cc's I already have 18....
BOA business - flat out said it's a new company and they need to see credit history with other creditors for at least 6 months- 1 year
Amex- said I am a very risky customer in their view ?? And too short history with them....


Anyway I'm happy something is better than nothing.....
BOA Cash Sig-20k, BOA Cash Rewards Plat- 16k, BOA Amex-7.5k, Discover-15k, Penfed Promise- 9k, Chase Slate-3k, Alliant-2.5k, Barclays- 2k, Wells- 1.5k, Pnc-1.5k, Affinity-1k, Capital one- 750, Amex gold- 3k hard limit

Business - Chase Bold- 45k & Chase ink cash- 12k
Mega Contributor
Creditaddict
Posts: 11,009
Registered: ‎10-23-2007

Re: Approved for Alliant, Chase Ink, BOA CLI, & Staples Card - denied USAA, BOA business, Amex


youngman1234 wrote:
Hi everyone,

Ok I know everyone on this forum told me not to apply for anything but I just had to obtain more credit to be able to use for my business.
So approved for the following -
alliant plat = 2.5K
Chase ink= 5K
Boa CLI- from 3K to 5K
Staples business card- ???

Denied for the following:

USAA- told me score is great and payment history is good but why do I need for cc's I already have 18....
BOA business - flat out said it's a new company and they need to see credit history with other creditors for at least 6 months- 1 year
Amex- said I am a very risky customer in their view ?? And too short history with them....


Anyway I'm happy something is better than nothing.....

Are these all Business Accounts that you just opened?  If so this thread should be moved over under Business Credit... You will get more relevant inforimation for business I believe.

Waiting is so Overrated! :smileytongue:

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