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Valued Member
David31
Posts: 52
Registered: ‎04-02-2009
0

Approved!!! for Amex Business Platinum and Amex Personal Platinum

I just got approved for a Amex Business Platinum for my company which is an INC. and I also got a approved for a personal Amex platinum. Im not sure I need both. I may down grade the personal to a Gold. I first apped for Plum but got declined due to insufficient credit so I guess they found it better to give me two Platinum Cards - lol

 

My Current Cards are

Amex Delta Gold 9 months $2300

Amex SPG 9 months $2100

Citi Diamond Perfered 2 years $5500

CU 2 years $2000

Discover 10 years $3500 

Home Depot 4 years $2000 (was $5500 but got reduced for no real reason)

 

My EQ Fico is around 708

 

Is there any reason I should keep both a personal and business platinum account?:smileysurprised:

 

 

Epic Contributor
Creditaddict
Posts: 20,838
Registered: ‎10-23-2007
0

Re: Approved!!! for Amex Business Platinum and Amex Personal Platinum

no reason to keep 2 plat.

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Valued Member
David31
Posts: 52
Registered: ‎04-02-2009
0

Re: Approved!!! for Amex Business Platinum and Amex Personal Platinum

If I down grade my personal platinum to Gold I can you use my business Platinum where the Gold falls off like club access etc. Is that correct?

 

i just want to keep my personal and business on two seperate accounts.

Epic Contributor
Creditaddict
Posts: 20,838
Registered: ‎10-23-2007
0

Re: Approved!!! for Amex Business Platinum and Amex Personal Platinum

yes

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Valued Member
David31
Posts: 52
Registered: ‎04-02-2009
0

Re: Approved!!! for Amex Business Platinum and Amex Personal Platinum

[ Edited ]

My first Purchase on my Amex Business Platinum was at Wal-Mart for $94.00. :smileyvery-happy:  Does that mean Amex will cancel my card??? lol

Valued Member
David31
Posts: 52
Registered: ‎04-02-2009
0

Re: Approved!!! for Amex Business Platinum and Amex Personal Platinum

Used Platinum concierge today for first time. I call Mitchell's Fish Market at 6pm hoping to get reservations at 7:30pm. I was told by the host that they did not have anything until after 9pm. So I call Amex Concierge and told them what I wanted and then was placed on hold for about 3 min. After which time they came back and told me that had me reservations at 7:30. I'm not sure how they pulled it off but I was happy none the less.

Member
hogwild
Posts: 7
Registered: ‎03-01-2010
0

Re: Approved!!! for Amex Business Platinum and Amex Personal Platinum

Same here!  I have a Business Platinum Card that I restarted this year and just changed my Gold Premium Personal Amex to Platinum.  As far as keeping both Platinum cards go, well, it's a personal choice but it's good to have one of each plus it looks good on your credit history.  I had made a mistake of closing these in the past but that will not happen again.  These days, these types of cards are getting more difficult to come by and if you happen to have them, then hold on to them.  JMHO in this matter.  :smileyvery-happy:

Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
0

Re: Approved!!! for Amex Business Platinum and Amex Personal Platinum

 


hogwild wrote:

Same here!  I have a Business Platinum Card that I restarted this year and just changed my Gold Premium Personal Amex to Platinum.  As far as keeping both Platinum cards go, well, it's a personal choice but it's good to have one of each plus it looks good on your credit history.  I had made a mistake of closing these in the past but that will not happen again.  These days, these types of cards are getting more difficult to come by and if you happen to have them, then hold on to them.  JMHO in this matter.  :smileyvery-happy:


The card type doesn't show on your reports. But you do get the advantage of two separate tradelines (credit accounts) reporting.

 

 

Anyway, glad you're glad! :smileyvery-happy:

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

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