Approved for Amex Green ... and now what?

[09Lexie]

@SuperKirby

[Dustink]

Wait until January before you app for any more AMEX cards.

[SuperKirby]

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@SuperKirby wrote:

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@PastorH wrote:

thanks for the love guys.  most of all for the advice!  

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Anytime, @09Lexie and I accept all 4 major credit card issuers btw. I go by the hour, i'm not sure about Lexie...

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JIC, gotta put it out there.... JK!

[PastorH]

My credit lines are not large enough to pay for the value of the advise you guys have given!  

[SuperKirby]

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@PastorH wrote:

My credit lines are not large enough to pay for the value of the advise you guys have given!  

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lmao, good one...

[PastorH]

Hey guys, I just reviewed the Discovery iT card.  Besides the other good features, it is offering a 0% APR for 14 months.  would it be worthwhile to transfer balances for my two old cards (see previous reply post on this message) carrying balances at high interest?

[SuperKirby]

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@PastorH wrote:

Hey guys, I just reviewed the Discovery iT card.  Besides the other good features, it is offering a 0% APR for 14 months.  would it be worthwhile to transfer balances for my two old cards (see previous reply post on this message) carrying balances at high interest?

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Yes, those cards are very good for balance transfers. Only problem is many many years ago I applied for the equivelent IT card (don't know what it was called back then) for the same reason, but they said they couldn't do a balance transfer for me. They said it was random and I could not get a BT! Maybe it's different nowdays so someone else can chime in.

[09Lexie]

If it makes sense mathematically (BT fees) -then yes. You have to make sure the bal is paid off in 14 mos. the other thing to consider is the starting CL. Discover can be all over the place with initial CL's.

[PastorH]

Thanks guys. I thought it may be a good idea, and yes, I need to make sure that the CL is worth while if it will absorb the BT.

[myjourney]

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@PastorH wrote:

Hey, I just realized that I got approved for an Amex (albeit the Green for now) and noone has congratulated me!  What's up with that???  LOL! 

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Lol

Congrats i'm playing catch up