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Established Member
Posts: 25
Registered: ‎11-08-2011
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Re: Approved for Apple Barclayscard =)

Is "Barclaycard with iTunes Rewards Visa Card" equally easy to get or is it just the "Barclaycard Financing Visa Card"?

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Approved for Apple Barclayscard =)


neverrain wrote:

So I apped for a Barclayscard last night on their website after reading about how great their customer support is and got denied.  Called back this morning to their backdoor credit analyst, answered a few credit history questions, and got approved for a $1300 limit =)  I am pretty excited.  My highest card right now is a capital1 card i was just approved for at $500.  I was surprised they approved me.  And like everyone else, their credit analysts are so nice on the phone.  if anyone is considering it, I highly recommend trying.  Just talking to them made me happy about my credit history (2 charge off loans for almost $30k (with interest) that the CA refused to work with me on.  He told me the primary thing they look at is credit card history, which mine is flawless for almost 2 years now.

 

Does it matter that I don't intend to purchase a computer?  Will they close if the card goes unused?


Congrats!!!

 

Make sure not to app for anything for 6 months as Barclay's will hawkeye your reports!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Established Member
Posts: 60
Registered: ‎02-02-2011
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Re: Approved for Apple Barclayscard =)


LS2982 wrote:

neverrain wrote:

So I apped for a Barclayscard last night on their website after reading about how great their customer support is and got denied.  Called back this morning to their backdoor credit analyst, answered a few credit history questions, and got approved for a $1300 limit =)  I am pretty excited.  My highest card right now is a capital1 card i was just approved for at $500.  I was surprised they approved me.  And like everyone else, their credit analysts are so nice on the phone.  if anyone is considering it, I highly recommend trying.  Just talking to them made me happy about my credit history (2 charge off loans for almost $30k (with interest) that the CA refused to work with me on.  He told me the primary thing they look at is credit card history, which mine is flawless for almost 2 years now.

 

Does it matter that I don't intend to purchase a computer?  Will they close if the card goes unused?


Congrats!!!

 

Make sure not to app for anything for 6 months as Barclay's will hawkeye your reports!


Oh thanks.  That's good info.  I wasn't planning on it anyway.  Was going to lay off for a a year or so and let things grow.

 

If my gf picks up an Amex Blue Cash Preferred card and I am added as an auth user, that's isn't an inquiry right?

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Approved for Apple Barclayscard =)

[ Edited ]

neverrain wrote:

LS2982 wrote:

neverrain wrote:

So I apped for a Barclayscard last night on their website after reading about how great their customer support is and got denied.  Called back this morning to their backdoor credit analyst, answered a few credit history questions, and got approved for a $1300 limit =)  I am pretty excited.  My highest card right now is a capital1 card i was just approved for at $500.  I was surprised they approved me.  And like everyone else, their credit analysts are so nice on the phone.  if anyone is considering it, I highly recommend trying.  Just talking to them made me happy about my credit history (2 charge off loans for almost $30k (with interest) that the CA refused to work with me on.  He told me the primary thing they look at is credit card history, which mine is flawless for almost 2 years now.

 

Does it matter that I don't intend to purchase a computer?  Will they close if the card goes unused?


Congrats!!!

 

Make sure not to app for anything for 6 months as Barclay's will hawkeye your reports!


Oh thanks.  That's good info.  I wasn't planning on it anyway.  Was going to lay off for a a year or so and let things grow.

 

If my gf picks up an Amex Blue Cash Preferred card and I am added as an auth user, that's isn't an inquiry right?


No, an AU is fine (as long as it shows up that way)




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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