Reply
Valued Member
HankNY
Posts: 71
Registered: ‎06-18-2012

Approved for BCP !!!

I just got approved for BCP. My question is I have to spend 1000 in 3 months. Is this 90 days from application date or date of activation. Thanx for your help.

Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Approved for BCP !!!

[ Edited ]

Congrats !! And I believe you have 3 statement cuts to use your 1000. Please someone correct me if I´m wrong.

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011

Re: Approved for BCP !!!

Congrats bro, just got mine yesterday.  Can't wait to get it.  What is your CL?

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Valued Member
HankNY
Posts: 71
Registered: ‎06-18-2012

Re: Approved for BCP !!!

Thanks  guys I do not know credit limit because  I just got approved this evening. Is there a way to find out.

Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011

Re: Approved for BCP !!!

If you call them they will tell you.

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Frequent Contributor
codimom
Posts: 270
Registered: ‎09-08-2010

Re: Approved for BCP !!!

I just moved into a new home..so i hit that 1k mark pretty quickly...before my first statement cut!  but i think it is 3 billing cycles.  grats on the new card!


Back in the garden!
App free since 23Oct2012



Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011

Re: Approved for BCP !!!

Yeah I'd say 90 from the day you activate.  I'll blow 1k easily, mostly on gas

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Valued Member
HankNY
Posts: 71
Registered: ‎06-18-2012

Re: Approved for BCP !!!

Guys I called was approved for 8,500 :smileyhappy:

 

Valued Member
KG1978
Posts: 25
Registered: ‎07-19-2012

Re: Approved for BCP !!!

I think its 90 days from date approved. That's how it was for my discover card. Congrats by the way! I applied for the 3rd time last night and am waiting on a "in process message". The suspense is killing me.
My Wallet: Best Buy Store ($750), Care Credit ($4000) GE Broyll Hill ($6000), Amex Green Card, Citi Dividend MC ($7800), Citi Thank you Preferred ($9800), Amazon Store Card ($2200), Victorias Secret ($1150), Kohls ($600), AF ($900), Discover Miles ($1500), Blue Cash Everyday ($3000), Walmart Discover($3300), Target ($500), Blue Cash Preferred(2000) and Chase Freedom($3000).
Out of all these I currently hold a balance of $2501
Regular Contributor
MustangSaluki
Posts: 148
Registered: ‎07-07-2008

Re: Approved for BCP !!!

90 days from Account Opened. You will get an email with the last 5 digits of the card once the account is opened. This can typically take 1-4 business days. It happens faster for existing Amex members, sometimes even the same day as approval. You should try your Amex 3x CLI to 25k, 1 day after completion of 2 months of account opening (widely referred as 61 day CLI) if you maintain all of your cards nicely in the next couple of months as Amex will soft you often in that timeframe and the CLI will be based on the last soft.

 

Congrats!


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+