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Regular Contributor
Posts: 198
Registered: ‎12-12-2007
0

Approved for BOA Accelerated Rewards AMEX

CL is 5,000 and  zero finance for the first 12 billing cycles.

This is my first card with BOA, looking for input on how they are as far as CLI are concern.

Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: Approved for BOA Accelerated Rewards AMEX

 


ty101 wrote:

CL is 5,000 and  zero finance for the first 12 billing cycles.

This is my first card with BOA, looking for input on how they are as far as CLI are concern.


Congrats!  I'm still waiting to receive mines.  It's been 2 weeks.  I guess it takes 2-3 weeks for those who do a PC for the BOA AMEX card.  Those who simply apped for the card receive the card within 7 days. 

 

Super Contributor
Posts: 6,028
Registered: ‎09-18-2007
0

Re: Approved for BOA Accelerated Rewards AMEX

Congrats

Established Member
Posts: 63
Registered: ‎03-11-2011
0

Re: Approved for BOA Accelerated Rewards AMEX

I literally applied for this card 03/11/2011 my scores are as follows Ex:730 EQ:721 Tran:730 as of 03/07/2011 there are 4 inquiries on Experian all are due to fall off this year and there are 4 on Tran 2 will fall off this year...EQ however has more than the other 2 I can't remember. I think I saw somewhere where it said that this card pulls Experian... is this correct? How long did it take for you to receive your approval. I was told to wait 10 days....blah...I am 22(23 in a few months) and I've had my oldest account for over 3 years...NEVER have been late on anything...any insight would be great. I'm freaking out over here.

 

 

 

Ex:730      03/07/2011

EQ:721    03/07/2011

Tran:730 03/07/2011

Established Contributor
Posts: 620
Registered: ‎08-14-2010
0

Re: Approved for BOA Accelerated Rewards AMEX

This is one of my favorite card! I got my CLI within the first month, no joke. Within the second month I got my secomd CLI again. I started out with 1k, now at 3200 in less than 6 months. Since you started out at 5000, I highly doubt they will give you anymore until 6-12 months of payments.
______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

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Established Member
Posts: 63
Registered: ‎03-11-2011
0

Re: Approved for BOA Accelerated Rewards AMEX

Which credit report did they pull...Experian?..

Regular Contributor
Posts: 198
Registered: ‎12-12-2007
0

Re: Approved for BOA Accelerated Rewards AMEX

Yes, they pulled EX. I have 14 Inq's on my EX. I actually called the backdoor number because I got the wait 30 day message. I spoke with a credit analyze, she asked me a couple of questions and approved me for 5,000. Call the backdoor number.
Established Member
Posts: 63
Registered: ‎03-11-2011
0

Re: Approved for BOA Accelerated Rewards AMEX

Wow 14 inq's...I was worried about 4...are they open on Saturday?
Regular Contributor
Posts: 198
Registered: ‎12-12-2007
0

Re: Approved for BOA Accelerated Rewards AMEX

They should be. I know that's a lot but they are all over a year and will drop off next year. They tend to pull EX a lot in NY that's why.
Established Contributor
Posts: 720
Registered: ‎08-14-2008
0

Re: Approved for BOA Accelerated Rewards AMEX

 


ty101 wrote:

CL is 5,000 and  zero finance for the first 12 billing cycles.

This is my first card with BOA, looking for input on how they are as far as CLI are concern.


Congratulations on the card!  I have this card (since 2008) and I've been pretty happy with it.  I've gotten 2 decent CLI since I've had it... 4k>7k>10k.  Used the "luv button" on the site.  They do like to see some usage.

 

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 17k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k

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