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Regular Contributor
ty101
Posts: 198
Registered: ‎12-12-2007
0

Approved for BOA Accelerated Rewards AMEX

CL is 5,000 and  zero finance for the first 12 billing cycles.

This is my first card with BOA, looking for input on how they are as far as CLI are concern.

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: Approved for BOA Accelerated Rewards AMEX

 


ty101 wrote:

CL is 5,000 and  zero finance for the first 12 billing cycles.

This is my first card with BOA, looking for input on how they are as far as CLI are concern.


Congrats!  I'm still waiting to receive mines.  It's been 2 weeks.  I guess it takes 2-3 weeks for those who do a PC for the BOA AMEX card.  Those who simply apped for the card receive the card within 7 days. 

 

Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: Approved for BOA Accelerated Rewards AMEX

Congrats

New Member
Quen12
Posts: 5
Registered: ‎03-11-2011
0

Re: Approved for BOA Accelerated Rewards AMEX

I literally applied for this card 03/11/2011 my scores are as follows Ex:730 EQ:721 Tran:730 as of 03/07/2011 there are 4 inquiries on Experian all are due to fall off this year and there are 4 on Tran 2 will fall off this year...EQ however has more than the other 2 I can't remember. I think I saw somewhere where it said that this card pulls Experian... is this correct? How long did it take for you to receive your approval. I was told to wait 10 days....blah...I am 22(23 in a few months) and I've had my oldest account for over 3 years...NEVER have been late on anything...any insight would be great. I'm freaking out over here.

 

 

 

Ex:730      03/07/2011

EQ:721    03/07/2011

Tran:730 03/07/2011

Established Contributor
TheCreditKid
Posts: 626
Registered: ‎08-14-2010
0

Re: Approved for BOA Accelerated Rewards AMEX

This is one of my favorite card! I got my CLI within the first month, no joke. Within the second month I got my secomd CLI again. I started out with 1k, now at 3200 in less than 6 months. Since you started out at 5000, I highly doubt they will give you anymore until 6-12 months of payments.
______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
New Member
Quen12
Posts: 5
Registered: ‎03-11-2011
0

Re: Approved for BOA Accelerated Rewards AMEX

Which credit report did they pull...Experian?..

Regular Contributor
ty101
Posts: 198
Registered: ‎12-12-2007
0

Re: Approved for BOA Accelerated Rewards AMEX

Yes, they pulled EX. I have 14 Inq's on my EX. I actually called the backdoor number because I got the wait 30 day message. I spoke with a credit analyze, she asked me a couple of questions and approved me for 5,000. Call the backdoor number.
New Member
Quen12
Posts: 5
Registered: ‎03-11-2011
0

Re: Approved for BOA Accelerated Rewards AMEX

Wow 14 inq's...I was worried about 4...are they open on Saturday?
Regular Contributor
ty101
Posts: 198
Registered: ‎12-12-2007
0

Re: Approved for BOA Accelerated Rewards AMEX

They should be. I know that's a lot but they are all over a year and will drop off next year. They tend to pull EX a lot in NY that's why.
Established Contributor
jefftca925
Posts: 704
Registered: ‎08-14-2008
0

Re: Approved for BOA Accelerated Rewards AMEX

 


ty101 wrote:

CL is 5,000 and  zero finance for the first 12 billing cycles.

This is my first card with BOA, looking for input on how they are as far as CLI are concern.


Congratulations on the card!  I have this card (since 2008) and I've been pretty happy with it.  I've gotten 2 decent CLI since I've had it... 4k>7k>10k.  Used the "luv button" on the site.  They do like to see some usage.

 

CCs: Chase Freedom VS 6.9k, CSP VISA Sg 7k, BofA Amex 12.5k, Discover 10.5k, US Bank Cash+ Visa Sg 12.5k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Amex Zync, Costco Amex 12k, BofA CR VS 17k, Amex BCP 9.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 4k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase United VS 13k, Chase Marriott VS 8k, Citi Simplicity 13.3k, PayPal MC 5k, Compass Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 13.3k, Capital One QS Visa 11k, FRN MC 13.5k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Barclay Arrival 10k, Ebates VS 8k, Orbitz VS 9k, NASA V 30k, USBk FP VS 17k

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