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Established Member
Posts: 32
Registered: ‎01-15-2012
0

Approved for Barclays Apple Card

I just want to thank everyone on the forum for their posts. Today i was approved for an apple barclays visa. Coming from no credit score in april of 2011 to a score of 758 TU couldnt have happened without your help. Approved for 1300. Should i recon for more? AAoA 1year 2months, One car loan 1 year 4 months (no missed), cap 1 secure $200 limit(no missed). No baddies. 1 inq in 12 months.
Contributor
Posts: 141
Registered: ‎02-11-2012
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Re: Approved for Barclays Apple Card


BallaOnnaBudget wrote:
I just want to thank everyone on the forum for their posts. Today i was approved for an apple barclays visa. Coming from no credit score in april of 2011 to a score of 758 TU couldnt have happened without your help. Approved for 1300. Should i recon for more? AAoA 1year 2months, One car loan 1 year 4 months (no missed), cap 1 secure $200 limit(no missed). No baddies. 1 inq in 12 months.

yes, from reading all the previous posts, tell them youre looking to buy an imac or something expensive there

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Approved for Barclays Apple Card


BallaOnnaBudget wrote:
I just want to thank everyone on the forum for their posts. Today i was approved for an apple barclays visa. Coming from no credit score in april of 2011 to a score of 758 TU couldnt have happened without your help. Approved for 1300. Should i recon for more? AAoA 1year 2months, One car loan 1 year 4 months (no missed), cap 1 secure $200 limit(no missed). No baddies. 1 inq in 12 months.

Congrats!!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
0

Re: Approved for Barclays Apple Card

Congrats!


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Frequent Contributor
Posts: 291
Registered: ‎07-29-2011
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Re: Approved for Barclays Apple Card

Congrats! And yes to the recon.  I was also approved for a similar amount and ended up with 2500 after reconning for CLI.



EQ: 662 | TU: 682 | EX Plus: 764
SL baddies fall off between Jan '13 - Oct '14
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Approved for Barclays Apple Card

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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Re: Approved for Barclays Apple Card

RECON.  I was approved for $1400. I called the back door # and I was approved for $2500. Tell them you buying a Mac Book Pro. I will be buying a IPad and a lot of thing from Apple. New 4g.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Established Contributor
Posts: 872
Registered: ‎10-16-2010
0

Re: Approved for Barclays Apple Card

From what I've heard, a recon on the CL will result in another HP. Just an fyi. 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Frequent Contributor
Posts: 340
Registered: ‎10-16-2011
0

Re: Approved for Barclays Apple Card

If you were just approved for the card,  why would they do another HP? Make no sense to me.

Established Contributor
Posts: 715
Registered: ‎08-26-2011
0

Re: Approved for Barclays Apple Card

Yay! That is awesome congrats! Barclays gave me my first real CL ($2000). They originally gave me $1190 but I recon'ed to $2000. You can use this a springboard to a big boy prime card in 6-months.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



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