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Approved for Barclays Apple Card

Established Member

Approved for Barclays Apple Card

I just want to thank everyone on the forum for their posts. Today i was approved for an apple barclays visa. Coming from no credit score in april of 2011 to a score of 758 TU couldnt have happened without your help. Approved for 1300. Should i recon for more? AAoA 1year 2months, One car loan 1 year 4 months (no missed), cap 1 secure $200 limit(no missed). No baddies. 1 inq in 12 months.
Message 1 of 14
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Contributor

Re: Approved for Barclays Apple Card


BallaOnnaBudget wrote:
I just want to thank everyone on the forum for their posts. Today i was approved for an apple barclays visa. Coming from no credit score in april of 2011 to a score of 758 TU couldnt have happened without your help. Approved for 1300. Should i recon for more? AAoA 1year 2months, One car loan 1 year 4 months (no missed), cap 1 secure $200 limit(no missed). No baddies. 1 inq in 12 months.

yes, from reading all the previous posts, tell them youre looking to buy an imac or something expensive there

Message 2 of 14
Mega Contributor

Re: Approved for Barclays Apple Card


BallaOnnaBudget wrote:
I just want to thank everyone on the forum for their posts. Today i was approved for an apple barclays visa. Coming from no credit score in april of 2011 to a score of 758 TU couldnt have happened without your help. Approved for 1300. Should i recon for more? AAoA 1year 2months, One car loan 1 year 4 months (no missed), cap 1 secure $200 limit(no missed). No baddies. 1 inq in 12 months.

Congrats!!!!




EQ FICO 548 3/3/16
Message 3 of 14
Valued Contributor

Re: Approved for Barclays Apple Card

Congrats!


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 4 of 14
Frequent Contributor

Re: Approved for Barclays Apple Card

Congrats! And yes to the recon.  I was also approved for a similar amount and ended up with 2500 after reconning for CLI.



EQ: 662 | TU: 682 | EX Plus: 764
SL baddies fall off between Jan '13 - Oct '14
Message 5 of 14
Valued Contributor

Re: Approved for Barclays Apple Card

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 6 of 14
Frequent Contributor

Re: Approved for Barclays Apple Card

RECON.  I was approved for $1400. I called the back door # and I was approved for $2500. Tell them you buying a Mac Book Pro. I will be buying a IPad and a lot of thing from Apple. New 4g.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 7 of 14
Established Contributor

Re: Approved for Barclays Apple Card

From what I've heard, a recon on the CL will result in another HP. Just an fyi. 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 8 of 14
Frequent Contributor

Re: Approved for Barclays Apple Card

If you were just approved for the card,  why would they do another HP? Make no sense to me.

Message 9 of 14
Established Contributor

Re: Approved for Barclays Apple Card

Yay! That is awesome congrats! Barclays gave me my first real CL ($2000). They originally gave me $1190 but I recon'ed to $2000. You can use this a springboard to a big boy prime card in 6-months.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 10 of 14