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Regular Contributor
somotao
Posts: 229
Registered: ‎08-13-2011
0

Approved for Barclays Apple card

It is a great feeling today. I am at 2 years post BK7 and have been working diligently to clean up my credit. A few weeks ago I managed to work with capital one's executive office  to increase my card from 750 to 1500 and add rewards to the card.  Decided to give Barclays Apple card a shot since I plan on picking up a few items from them....it was a nervy 30 seconds while my application was being processed and what would you know......I had a real nice smile on my face when I got the message saying approved for 2700. This is my highest credit limit. I must say I am quite enjoying this life after BK...I could not have done this without the help of those on this forum.


Starting Score: 500s
Current Score: EQ: 693myFICO(9/7/12), TU: 710myFICO(9/2/12), EX Plus:701(lp,4/16/12)
Goal Score: 700

Wallet: Discover IT $2000, Capital One Platinum $12000, Barclays Rewards $4700, Walmart $2600, Amazon Store Card $1250.
Keep the Hearth of your Thoughts Pure, by so doing you will be Happy and bring Peace!
Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
0

Re: Approved for Barclays Apple card

Congrats! No more apps though...they will Soft you to death for the first 6 months and may AA if you have new accounts...

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Approved for Barclays Apple card

SCORE! Congrats.... just learn from your past mistakes and don't get yourself into trouble again :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Approved for Barclays Apple card

CONGRATS! I guess Barclay is BK friendly!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
somotao
Posts: 229
Registered: ‎08-13-2011
0

Re: Approved for Barclays Apple card

Barclays is BK friendly, I spaced my applications out and made sure I did not apply for any credit I did not need as well as make sure I make all my payments ontime. Successfully brought my credit scores very close to 700. I have been reading about how sensitive Barclays is to additional credit lines being opened. I really do have no other credit lines I want to open except discover (fingers crossed they'll let me in).

Starting Score: 500s
Current Score: EQ: 693myFICO(9/7/12), TU: 710myFICO(9/2/12), EX Plus:701(lp,4/16/12)
Goal Score: 700

Wallet: Discover IT $2000, Capital One Platinum $12000, Barclays Rewards $4700, Walmart $2600, Amazon Store Card $1250.
Keep the Hearth of your Thoughts Pure, by so doing you will be Happy and bring Peace!

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