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Regular Contributor
somotao
Posts: 136
Registered: ‎08-13-2011

Approved for Barclays Apple card

It is a great feeling today. I am at 2 years post BK7 and have been working diligently to clean up my credit. A few weeks ago I managed to work with capital one's executive office  to increase my card from 750 to 1500 and add rewards to the card.  Decided to give Barclays Apple card a shot since I plan on picking up a few items from them....it was a nervy 30 seconds while my application was being processed and what would you know......I had a real nice smile on my face when I got the message saying approved for 2700. This is my highest credit limit. I must say I am quite enjoying this life after BK...I could not have done this without the help of those on this forum.


Starting Score: 500s
Current Score: EQ: 680myFICO(9/7/12), TU: 689myFICO(9/2/12), EX Plus:682(lp,4/16/12)
Goal Score: 700

Wallet: Discover More 1k, Capital One Platinum 1.5K, Barclays Apple Finance Visa 2.7k.
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Valued Contributor
injustifiiable
Posts: 1,089
Registered: ‎03-30-2012

Re: Approved for Barclays Apple card

Congrats! No more apps though...they will Soft you to death for the first 6 months and may AA if you have new accounts...



Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 677|EX FAKO 674|Vantage 684 as of March 6, 20
Goal Score: 750-800 across the board


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Valued Contributor
youngandcreditwrthy
Posts: 3,786
Registered: ‎08-16-2012

Re: Approved for Barclays Apple card

SCORE! Congrats.... just learn from your past mistakes and don't get yourself into trouble again :-)

Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
maiden_girl
Posts: 1,158
Registered: ‎12-29-2011

Re: Approved for Barclays Apple card

CONGRATS! I guess Barclay is BK friendly!

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Regular Contributor
somotao
Posts: 136
Registered: ‎08-13-2011

Re: Approved for Barclays Apple card

Barclays is BK friendly, I spaced my applications out and made sure I did not apply for any credit I did not need as well as make sure I make all my payments ontime. Successfully brought my credit scores very close to 700. I have been reading about how sensitive Barclays is to additional credit lines being opened. I really do have no other credit lines I want to open except discover (fingers crossed they'll let me in).

Starting Score: 500s
Current Score: EQ: 680myFICO(9/7/12), TU: 689myFICO(9/2/12), EX Plus:682(lp,4/16/12)
Goal Score: 700

Wallet: Discover More 1k, Capital One Platinum 1.5K, Barclays Apple Finance Visa 2.7k.
Take the FICO Fitness Challenge

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