Approved for Barclays... Denied for Lowe's.. What the what?

[Granitegirl]

So I decided to do a few apps yesterday. I have tons of GE cards like Walmart Discover, Sam's Discover, Old Navy Visa and they are so awesome with CLI's. My Walmart Discover just got bumped to $5k and I started at $2500 back in November. So I was APPALLED when I got approved for Barclays and shunned by Lowe's since they are GE. They have always showed me so much love .

Pretty excited about the Barclay's though and most of my cards are really considered "store" cards besides my Capitol One. Even though I hear they can be a pain to deal with. Any advice?

Thanks!

[CBTS]

Congrats on the Barclays approval! And for GE, I'm not sure how they are with recons, but it won't hurt to try.

[Creditaddict]

What was the denial for Lowes for?

bet you should call and it's a security thing... especially with your other high GE cards!

[Granitegirl]

Thank you! I received a text from Lifelock asking me if I applied to Lowe's for credit so I definitely think it's a security thing but I can't get GE to tell me anything about why my app was denied. If anyone has had success with that, please tell me how to handle it. Thank you!

[Creditaddict]

---

@Granitegirl wrote:

Thank you! I received a text from Lifelock asking me if I applied to Lowe's for credit so I definitely think it's a security thing but I can't get GE to tell me anything about why my app was denied. If anyone has had success with that, please tell me how to handle it. Thank you!

---

Try these:

GE Moneybank: 866-519-6441 (Credit Analyst/Credit Solutions)

Lowes Fraud/Underwriting/Credit Dept.: 800-444-1408 

[Granitegirl]

Thanks so much! I will let you know how it goes!

[KIPPIE12]

They might feel you have sufficient credit lines with them, and are possibly at max exposure for their lending criteria based on your income. Good luck if you recon though.

[Granitegirl]

Update: I tried the recon w back door number with no luck. No explanation. He said I would have to wait on my letter. Fail.

[azguy13]

Congrats on the Barclays but sorry to hear about Lowes. At least when you get the letter you will know what to work on and can apply again in a few months.