I recently refinanced my auto loan through a local credit union, BayPort Credit Union. I plan to move all my banking here and since I took the HP for the loan, I figured I'd see if I could get one of their credit cards using the same pull. Why not right? Well they did it! No additional HP! I asked for a $5,000 limit to get their platinum card but they countered with $2,500, matching my highest current limit so ill have to stick with the classic for now! I was told the card will definitely grow with my score so that's is good! Still not bad having some additional credit to reduce utilization without having another HP! I'm satisfied!
My wallet. BB&T Visa Platinum - $2,500 American Express Blue Sky - $2,000 Best Buy Store Card - $1,900 Kay Store Card - $1,800
AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000