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Regular Contributor
eagles08
Posts: 220
Registered: ‎04-24-2013

Approved for BayPort classic Visa!!

I recently refinanced my auto loan through a local credit union, BayPort Credit Union. I plan to move all my banking here and since I took the HP for the loan, I figured I'd see if I could get one of their credit cards using the same pull. Why not right? Well they did it! No additional HP! I asked for a $5,000 limit to get their platinum card but they countered with $2,500, matching my highest current limit so ill have to stick with the classic for now! I was told the card will definitely grow with my score so that's is good! Still not bad having some additional credit to reduce utilization without having another HP! I'm satisfied!

My wallet. BB&T Visa Platinum - $2,500
American Express Blue Sky - $2,000
Best Buy Store Card - $1,900
Kay Store Card - $1,800
Current Scores: EQ 728 FAKO PLUS CreditScore. EX 730 Lender Pull. TU - 741 FAKO PLUS CreditScore

****NPSL**********$6,000**********$4,500************$3,500*********$3,000*********$1,900***********$1,800*******$1,000****
Established Contributor
pakman92
Posts: 650
Registered: ‎03-01-2012

Re: Approved for BayPort classic Visa!!

congratulations!  I had tried to convince DCU for a single pull for memeership and auto loan, but that was a no go...  about a year ago.


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Moderator
09Lexie
Posts: 24,516
Registered: ‎09-13-2012

Re: Approved for BayPort classic Visa!!

Congrats on your approvals!

@pakman92

DCU uses the same HP for cc products only. 😕

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