Credit Cards

[adamc123]

Just thought I'd share! I've applied twice before, but I was denied both times. It's crazy how much easier it is to get cards now that I have a longer and better credit history!

BTW, any way to find out my credit limit? I applied online and was approved instantly.

- Adam

Edit: My current scores are right around the 720 range according to USAA creditcheck. My AAoA is 6 months, UTIL is 29%, and income is 25K.

[Jake0215]

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adamc123 wrote:

Just thought I'd share! I've applied twice before, but I was denied both times. It's crazy how much easier it is to get cards now that I have a longer and better credit history!

BTW, any way to find out my credit limit? I applied online and was approved instantly.

- Adam

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Unfortunetly it's most likely another low limit card, especially the MasterCard version. You have an Amex now, why go back to subprime?

[Mike360]

If I had to guess try https://www.hsbcapply.com/status/rewardzonemastercard MasterCard is usually very low limits to start and hard to get CLI. Believe your score was great for reg store card but maybe your AAoA held you back.

[mxp114]

Congrats on the card. RZMC also comes in prime flavor, a Platinum version with $5k+ line, 17.99% APR and the ability to earn Premier Silver status via non-BB purchases. Also includes all the 0% financing offers that the store card has.

[Mike360]

Have a link? I didn't know they still offered that version.

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mxp114 wrote:

Congrats on the card. RZMC also comes in prime flavor, a Platinum version with $5k+ line, 17.99% APR and the ability to earn Premier Silver status via non-BB purchases. Also includes all the 0% financing offers that the store card has.

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[adamc123]

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Jake0215 wrote:

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adamc123 wrote:

Just thought I'd share! I've applied twice before, but I was denied both times. It's crazy how much easier it is to get cards now that I have a longer and better credit history!

BTW, any way to find out my credit limit? I applied online and was approved instantly.

- Adam

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Unfortunetly it's most likely another low limit card, especially the MasterCard version. You have an Amex now, why go back to subprime?

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I was wanting to take advantage of the 18 months same as cash plan... Hopefully I'll get a decent enough limit to do that. :/

[android01]

Congratulations! 

[Open123]

You can always call them for the CL.

This was definitely one of my favorite cards when I had it.  It's a great way to get to Premier Silver when general spending counts towards the $2,500.

[adamc123]

$300. Lol.

[afbar1114]

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adamc123 wrote:

$300. Lol.

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i would call and cancel the card before it reports there is a $60 AF. why didn't you get the normal store card?