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Member
adamc123
Posts: 13
Registered: ‎02-13-2012
0

Approved for Best Buy Reward Zone Mastercard!

[ Edited ]

Just thought I'd share! I've applied twice before, but I was denied both times. It's crazy how much easier it is to get cards now that I have a longer and better credit history!

 

BTW, any way to find out my credit limit? I applied online and was approved instantly.

 

- Adam

 

Edit: My current scores are right around the 720 range according to USAA creditcheck. My AAoA is 6 months, UTIL is 29%, and income is 25K.

Most recent score: 717
Cards: USAA MasterCard ($500), USAA Amex ($500), Capital One Platinum Secured ($200), Orchard Bank Visa ($300), Amex Zync NPSL
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Jake0215
Posts: 260
Registered: ‎11-10-2011
0

Re: Approved for Best Buy Reward Zone Mastercard!


adamc123 wrote:

Just thought I'd share! I've applied twice before, but I was denied both times. It's crazy how much easier it is to get cards now that I have a longer and better credit history!

 

BTW, any way to find out my credit limit? I applied online and was approved instantly.

 

- Adam


Unfortunetly it's most likely another low limit card, especially the MasterCard version. You have an Amex now, why go back to subprime?

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


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Mike360
Posts: 433
Registered: ‎03-19-2010
0

Re: Approved for Best Buy Reward Zone Mastercard!

If I had to guess try https://www.hsbcapply.com/status/rewardzonemastercard MasterCard is usually very low limits to start and hard to get CLI. Believe your score was great for reg store card but maybe your AAoA held you back.
~~In my wallet: Best Buy $7500, Dell Preferred $5500, Discover IT $4000, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $2100, CapOne Platinum $2000, Kohls $1500, Target $200
Valued Contributor
mxp114
Posts: 1,364
Registered: ‎09-01-2011
0

Re: Approved for Best Buy Reward Zone Mastercard!

Congrats on the card. RZMC also comes in prime flavor, a Platinum version with $5k+ line, 17.99% APR and the ability to earn Premier Silver status via non-BB purchases. Also includes all the 0% financing offers that the store card has.

Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010
0

Re: Approved for Best Buy Reward Zone Mastercard!

Have a link? I didn't know they still offered that version.

mxp114 wrote:

Congrats on the card. RZMC also comes in prime flavor, a Platinum version with $5k+ line, 17.99% APR and the ability to earn Premier Silver status via non-BB purchases. Also includes all the 0% financing offers that the store card has.


~~In my wallet: Best Buy $7500, Dell Preferred $5500, Discover IT $4000, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $2100, CapOne Platinum $2000, Kohls $1500, Target $200
Member
adamc123
Posts: 13
Registered: ‎02-13-2012
0

Re: Approved for Best Buy Reward Zone Mastercard!


Jake0215 wrote:

adamc123 wrote:

Just thought I'd share! I've applied twice before, but I was denied both times. It's crazy how much easier it is to get cards now that I have a longer and better credit history!

 

BTW, any way to find out my credit limit? I applied online and was approved instantly.

 

- Adam


Unfortunetly it's most likely another low limit card, especially the MasterCard version. You have an Amex now, why go back to subprime?

 

I was wanting to take advantage of the 18 months same as cash plan... Hopefully I'll get a decent enough limit to do that. :/

Most recent score: 717
Cards: USAA MasterCard ($500), USAA Amex ($500), Capital One Platinum Secured ($200), Orchard Bank Visa ($300), Amex Zync NPSL
Valued Contributor
android01
Posts: 1,220
Registered: ‎09-22-2009
0

Re: Approved for Best Buy Reward Zone Mastercard!

Congratulations! :smileyhappy:

EQ FICO - EQ08 - 850 -10/22/14
TU FICO - TU08 - 850 - 10/22/14
EX FICO - EX08 - 850 - 10/22/14
Senior Contributor
Open123
Posts: 4,155
Registered: ‎02-23-2011
0

Re: Approved for Best Buy Reward Zone Mastercard!

You can always call them for the CL.
This was definitely one of my favorite cards when I had it.  It's a great way to get to Premier Silver when general spending counts towards the $2,500.

 

Member
adamc123
Posts: 13
Registered: ‎02-13-2012
0

Re: Approved for Best Buy Reward Zone Mastercard!

[ Edited ]

$300. Lol.

Most recent score: 717
Cards: USAA MasterCard ($500), USAA Amex ($500), Capital One Platinum Secured ($200), Orchard Bank Visa ($300), Amex Zync NPSL
Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: Approved for Best Buy Reward Zone Mastercard!

[ Edited ]

adamc123 wrote:

$300. Lol.


i would call and cancel the card before it reports there is a $60 AF. why didn't you get the normal store card?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
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