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Member
Posts: 13
Registered: ‎02-13-2012
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Re: Approved for Best Buy Reward Zone Mastercard!

There's just one application from what I know. From there it determines whether you're eligible for the store card or the MC.

Most recent score: 717
Cards: USAA MasterCard ($500), USAA Amex ($500), Capital One Platinum Secured ($200), Orchard Bank Visa ($300), Amex Zync NPSL
Member
Posts: 13
Registered: ‎02-13-2012
0

Re: Approved for Best Buy Reward Zone Mastercard!

I think I'm ok with it though because I mainly plan on using it for the points anyways and paying it off every week so I can actually push more thnan $300 through it. That will more than make up for the $59 AF.

Most recent score: 717
Cards: USAA MasterCard ($500), USAA Amex ($500), Capital One Platinum Secured ($200), Orchard Bank Visa ($300), Amex Zync NPSL
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Re: Approved for Best Buy Reward Zone Mastercard!


adamc123 wrote:

I think I'm ok with it though because I mainly plan on using it for the points anyways and paying it off every week so I can actually push more thnan $300 through it. That will more than make up for the $59 AF.


just to let you know you will never get a CLI on that card. i let it go after i got chase and amex as i didnt think it was worth $60 a year and there CS is terrible all over seas reps. yes you get bestbuy points but only to best buy. there are much more better cards out there 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Frequent Contributor
Posts: 260
Registered: ‎11-10-2011
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Re: Approved for Best Buy Reward Zone Mastercard!


afbar1114 wrote:

adamc123 wrote:

I think I'm ok with it though because I mainly plan on using it for the points anyways and paying it off every week so I can actually push more thnan $300 through it. That will more than make up for the $59 AF.


just to let you know you will never get a CLI on that card. i let it go after i got chase and amex as i didnt think it was worth $60 a year and there CS is terrible all over seas reps. yes you get bestbuy points but only to best buy. there are much more better cards out there 


Not entirely true, a cli is possible but it's more in the hundreds rather than thousands. I would expect it to go from 300 to 500 after 6 months.

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


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Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Re: Approved for Best Buy Reward Zone Mastercard!

i had the card for almost a year never got a CLI on that card they call it a Plan B card with no CLI's possible. others can chime in who have had this card


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Frequent Contributor
Posts: 260
Registered: ‎11-10-2011
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Re: Approved for Best Buy Reward Zone Mastercard!


afbar1114 wrote:

i had the card for almost a year never got a CLI on that card they call it a Plan B card with no CLI's possible. others can chime in who have had this card


I had it and had the same limit with the same increase. I've since closed it... Af is ridiculous.

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


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Registered: ‎09-07-2009
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Re: Approved for Best Buy Reward Zone Mastercard!

I have had this card since October 2010 started out with I think a $500cl no annual feel, and currently it is at $1100. It has come in handy since I have used it at Best Buy for 0% for 6 months.
MyFico 3B Scores: EQ: 3/22/16 (727), EX (710) TU (714)

Valued Contributor
Posts: 1,545
Registered: ‎09-01-2011
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Re: Approved for Best Buy Reward Zone Mastercard!


Mike360 wrote:
Have a link? I didn't know they still offered that version.

mxp114 wrote:

Congrats on the card. RZMC also comes in prime flavor, a Platinum version with $5k+ line, 17.99% APR and the ability to earn Premier Silver status via non-BB purchases. Also includes all the 0% financing offers that the store card has.



The BB product is confusing, the only one I know of where you can't directly apply for the non-store card version seperately. Hopefully CapitalOne will have a clearer process. You can't directly apply for a specific version, you are approved for the best product/terms you qualify for on the one app. I did the app via BB.com and got the Platinum, and someone as recently as last month confirmed they have seen Platinum approvals. I think the guy said he works at a BB, forgot thread.

New Contributor
Posts: 61
Registered: ‎05-20-2011
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Re: Approved for Best Buy Reward Zone Mastercard!

I got stuck with the Plan B 300.00 CL card and a $69.00 AF. I opened it this past October and would love to close it but I'm not sure when it's best to do it. I don't even need the card I left home with out my wallet and got talked into opening the card by my kid so she could buy a $15.00 CD.  I just feed the card every few months so they don't close it on me. I just worry if closing the card will effect my score too much.

 

4/12/12 TU 730 FICO EQ 704 FICO EX 734 FAKO

ZINC NPSL, Discover 2000, Citi 4000, Chase Freedom 3000, BofA CR 2500, BofA Alaska Airlines 2500. 

Regular Contributor
Posts: 196
Registered: ‎04-15-2011
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Re: Approved for Best Buy Reward Zone Mastercard!

I work at best buy and we have two different applications in the store. I'm not sure how it works on the website, but we have a separate application for store card vs the mastercard. If someone applies for the store card and doesn't get approved, we have to do a new application for the mastercard.

EQ - 724 FICO - ScoreWatch (6/2015) | TU - 732 FICO - Lender Pull (6/2015) | EX - ??
Amazon Store Card - $5000 | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One - $1000 | Capital One Quicksilver - $3000 | Capital One Venture - $10,000 | Capital One VentureOne - $7500 | Chase Freedom - $3.5k | Citi Diamond Preferred - $1000 | Discover It - $1900 | Macy's - $1700 | Lowes - $12000

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