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Almost a month since I started working on my scores.
2/13 - EQ 643
3/8 - EQ 711
Just applied for a Chase PerfectCard and was approved! Didn't say my limit, but should be here in two weeks! I'm so happy. I'm considering applying for an Amex right now!
Thanks for all the advice everyone,
Jake
billsfan14 wrote:
Almost a month since I started working on my scores.
2/13 - EQ 643
3/8 - EQ 711
Just applied for a Chase PerfectCard and was approved! Didn't say my limit, but should be here in two weeks! I'm so happy. I'm considering applying for an Amex right now!
Thanks for all the advice everyone,
Jake
How did you achieve it ?
let the score rise over 50 within less than one month?
my score has stayed for several months..
When I checked my score the first time here's what my numbers looked like... (2/13)
UTL - 87%
Discover - (414/500)
FIA Sovereign Bank - (635/700)
Length -
Longest was 1 year, 1 month
Average is 7 months
Installments -
Car loan - (15k)
Student - (2.7K deferred)
I brought my UTL down to 17% and gained a month on my average. Next month's statements will read 9% UTL so I'm expecting to stay even with the recent new account.
My next plan is to see if FIA can do a product change to a BoA card, and get a CLI as well. Discover card will be 6 months in May so I'll try for a CLI as well.
Did you have any baddies?
No baddies, no lates. Only 19 so credit is new.
Well, got a little crazy... Applied for a Citi PremierPass Amex. Got the 1 week message, so we'll see what happens.
Not sure who they pulled, haven't gotten any sort of notification and there was nothing when it said I was approved. I'll keep you posted.
UTL was huge in my score increases, keep paying!