Approved for Chase PerfectCard!

[billsfan14]

Almost a month since I started working on my scores.

2/13 - EQ 643

3/8 - EQ 711

Just applied for a Chase PerfectCard and was approved!  Didn't say my limit, but should be here in two weeks!  I'm so happy.  I'm considering applying for an Amex right now!

Thanks for all the advice everyone,

Jake 

[Red1Blue]

Congrats on your new Chase Perfect Card. Chase is a good company and the card will grow with you.

[haulingthescoreup]

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billsfan14 wrote:

Almost a month since I started working on my scores.

2/13 - EQ 643

3/8 - EQ 711

Just applied for a Chase PerfectCard and was approved!  Didn't say my limit, but should be here in two weeks!  I'm so happy.  I'm considering applying for an Amex right now!

Thanks for all the advice everyone,

Jake 

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Congrats! Now, stop.

AmEx is too troubled now to get in with them for the first time.

When we have major banks facing de-listing due to achieving penny stock status (Citi), there's a lot to be said for waiting to see who comes out of the mess intact.

[FretlessMayhem]

Congrats! Gotta love 6 percent cash back on pay at the pump for 3 months.

[Anonymous]

How did you achieve it ?

let the score rise over 50 within less than one month?

my score has stayed for several months..

Message Edited by aimoto on 03-08-2009 12:58 PM

[billsfan14]

When I checked my score the first time here's what my numbers looked like... (2/13)

UTL - 87%

Discover - (414/500)

FIA Sovereign Bank - (635/700)

Length -

Longest was 1 year, 1 month

Average is 7 months

Installments -

Car loan - (15k) 

Student - (2.7K deferred)

I brought my UTL down to 17% and gained a month on my average.  Next month's statements will read 9% UTL so I'm expecting to stay even with the recent new account.  

My next plan is to see if FIA can do a product change to a BoA card, and get a CLI as well.  Discover card will be 6 months in May so I'll try for a CLI as well. 

[Anonymous]

Did you have any baddies?

[billsfan14]

No baddies, no lates.  Only 19 so credit is new.

Well, got a little crazy... Applied for a Citi PremierPass Amex.  Got the 1 week message, so we'll see what happens.   

[Anonymous]

hey thanks for posting this here thats my goal i've just started managing my credit too im 20 years old and when i first started my EQ was 566 with UTL @ 103% and im down to 91% and my credit history is 1 year and a month old now im up to 616 on EQ and 646 On TU do u mind posting which report did they pull. 

[billsfan14]

Not sure who they pulled, haven't gotten any sort of notification and there was nothing when it said I was approved.  I'll keep you posted.

UTL was huge in my score increases, keep paying!