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Approved for Chase United (update: & Sapphire) my biggest CL ever (thanks to you guys)

Valued Member

Approved for Chase United (update: & Sapphire) my biggest CL ever (thanks to you guys)

Hey everyone. I got instant approval for the explorer card just now. I really appreciate all the advice I got regarding holding out until after statements cut and what not. i wanted to apply earlier, but just remained patient until I knew my CRs were up to date and would show all accts paid off. I got instant approval for $12k, my highest limit ever.

 

For those interested: TU- 734, EQ- 731. Total util 1%, AAoA = 4 years. One 30day baddie Feb 2012. $60K income; TU shows 4 inq (one for an apartment app), EQ shows 3 inq.

 

Update: I went ahead and applied for the sapphire about an hour later. It was initially rejected. I called recon, lady said the reason for rejection is too many applications. I told her that the previous lady whom I spoke with that approved me for the MP explorer said I could apply for the sapphire and that there's no limit on product apps. (which is true). She asked me to tell her about myself. So I told her everything, why I wanted to be a sapphire member, I kissed some a** saying how I think chase has the best products on the market and how I've had a bank acct. with them for over 10yrs. She put me on hold, and about 5min later approved me for 5K.

 

Well, I'm done. Gonna garden for a looooong time.

 

 

Starting Score (2/15/13): EX (fako) 583// EQ FICO 634// TU FICO 658
Current Score (5/27/14): EX FICO 719// EQ FICO 742// TU FICO 729
Goal Scores: 740 on all.
CSP- 10K, United mileage explorer- 9k, Freedom- 5k, Barclays Arrival+ W.E.- 5k, Nordstrom- 6k, Chase Hyatt- 5k, Discover it- 5k, Slate- 4.5k, Amex Blue Cash- 1k.
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Moderator Emerita

Re: Approved for Chase United, by biggest CL ever (thanks to you guys)

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Valued Contributor

Re: Approved for Chase United, by biggest CL ever (thanks to you guys)


Nyru wrote:

Hey everyone. I got instant approval for the explorer card just now. I really appreciate all the advice I got regarding holding out until after statements cut and what not. i wanted to apply earlier, but just remained patient until I knew my CRs were up to date and would show all accts paid off. I got instant approval for $12k, my highest limit ever.

 

For those interested: TU- 734, EQ- 731. Total util 1%, AAoA = 4 years. One 30day baddie Feb 2012. $60K income; TU shows 4 inq (one for an apartment app), EQ shows 3 inq.

 

 


Yay!!! Congrats on the approval and limit!

gardening since 5/21/2016
Message 3 of 7
Valued Contributor

Re: Approved for Chase United, by biggest CL ever (thanks to you guys)

Congrats! Yet another data point showing that the Chase MP Explorer gives out very generous CLs.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 4 of 7
Valued Contributor

Re: Approved for Chase United, by biggest CL ever (thanks to you guys)


bribro wrote:

Congrats! Yet another data point showing that the Chase MP Explorer gives out very generous CLs.


it sure seems like it! I got approved for 9k (to my surprise since i had gotten approved for the Marriott a couple of weeks before). It looks like co-branded cards by Chase seem to be generous.

gardening since 5/21/2016
Message 5 of 7
Established Contributor

Re: Approved for Chase United, by biggest CL ever (thanks to you guys)

Awesome! Congrats!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
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Moderator Emerita

Re: Approved for Chase United, by biggest CL ever (thanks to you guys)

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