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Approved for Chase!

tag
logan_720
Established Contributor

Re: Approved for Chase!

How many inquiries did/do you have?

Message 11 of 19
tictoc
Contributor

Re: Approved for Chase!

Logan:

 

I have A LOT!!! If they pulled Experian (which most likely they did) I have 17! Smiley Indifferent  7 should be off by October 2012

 

EQ and TU have about 7


Starting Score: Ex: 580 EQ: 608 myfico TU: 585
Current Score: Ex: 694 fcr.com EQ FICO: 663 TU: Unk
Goal Score: 700


Take the FICO Fitness Challenge
Message 12 of 19
gettnthere
Established Contributor

Re: Approved for Chase!

CONGRATS. Dang u must have had something they really liked cause my limits were similiar to yours and I had a few inqs and NO derogs. And they started me with a paltry $600. And now I'm hearing that its hard as hell to grow with me without taking a H/P every single time. Congrats on the good CL THO


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 13 of 19
Repo-ed
Senior Contributor

Re: Approved for Chase!

Talk about flying under the radar

 

Grats!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 14 of 19
tictoc
Contributor

Re: Approved for Chase!

Thanks!...Yeah thats all im hearing too that its hard to grow with them! I really hope they change that since I've heard they have made changes to their underwriting dept.


Starting Score: Ex: 580 EQ: 608 myfico TU: 585
Current Score: Ex: 694 fcr.com EQ FICO: 663 TU: Unk
Goal Score: 700


Take the FICO Fitness Challenge
Message 15 of 19
tictoc
Contributor

Re: Approved for Chase!

Thanks Repo-ed

 

I know I was shocked when I heard congrats but more shocked when I heard the limit! Smiley Surprised

 


Starting Score: Ex: 580 EQ: 608 myfico TU: 585
Current Score: Ex: 694 fcr.com EQ FICO: 663 TU: Unk
Goal Score: 700


Take the FICO Fitness Challenge
Message 16 of 19
Revelate
Moderator Emeritus

Re: Approved for Chase!


@tictoc wrote:

Thanks!...Yeah thats all im hearing too that its hard to grow with them! I really hope they change that since I've heard they have made changes to their underwriting dept.


If I had to guess I think you were already a beneficiary of that.  Chase isn't exactly known for smashing competitors tradelines historically, and they nearly tripled any of your current CL's, on cards from lenders that aren't even competitive with the Freedom or Chase.

 

I wouldn't sweat the growth issue much, that is one helluva an approval honestly for where you were at before and is a really nice step upward on the CL pyramid.




        
Message 17 of 19
bamagirl1
Established Contributor

Re: Approved for Chase!

Congrats!! Awesome starting limit..Everyone seems to love the Freedom card from what I've read here.

 

I've been receiving "pre-approval" from Chase for the Freedom & Slate, but haven't take the bite yet bc we all know that "pre-approved" these days doesn't mean much..LOL

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 18 of 19
greeneman21
Contributor

Re: Approved for Chase!

Congrats!!!! Smiley Wink

Wallet: NFCU CashRewards 35k-- USAA AMEX 28k-- USAA World MC 22k-- Discover IT 17.5k--Chase Freedom 23.5k-- NFCU NavCheck 15k
Message 19 of 19
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