Approved for Citi Diamond Preferred Card

[MsLadyRover]

Congratulations!

[clocktick]

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@Anonymous wrote:
The CL is 3,000. Not as high as I hoped but still ok. I am going to bt a card. Does anyone know if Citi is decent on CLIs?

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Congrats! 

They started me off with $7500, I did a gigantic BT, paid if off and requested a CLI about 6 months after I received the card to $10k and they approved.

[poops]

To the couple of posters who received approvals for this card; what were you stats (Score, Income, Util, DTI...) when you got approved?

Citi has sent me a few pre-approval letters for this card; and I'm highly considering applying for the 0% BT offer.

Thanks!

[crunching_numbers]

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@poops wrote:

To the couple of posters who received approvals for this card; what were you stats (Score, Income, Util, DTI...) when you got approved?

Citi has sent me a few pre-approval letters for this card; and I'm highly considering applying for the 0% BT offer.

Thanks!

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Unknown EX FICO, but EQ and TU in the 690's. High util% (70%), High income (HHI=$212K). Only approved for CL of $3K. Discover anf FNBO gave me $6500 CL in the same timeframe. They gave me their highest APR too. I am sure that is because of the high util.

[Anonymous]

I was approved for 3000. I don't know who they pulled. Eq 660 TU 645. High utility. Doing a Bt.

[frogfan12]

I didn't know you could get approved with scores below 700 for the Diamond Preferred. I may apply for that one next along with WM this summer.

[Chris123nTx]

My score was mid 700's. 64k tax free income (retired), util at the time was about 13%.

Initial cl of 11k, 11.9% interest, 18 months zero interest on purchases and bt's

[frogfan12]

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@Chris123nTx wrote:
My score was mid 700's. 64k tax free income (retired), util at the time was about 13%.

Initial cl of 11k, 11.9% interest, 18 months zero interest on purchases and bt's

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Not bad. What was your starting CL? Or did I miss that?