07-11-2012 01:39 PM
Update: Citi pulled EQ. Somehow, this caused my EQ FICO to go up 3 points (648->651).
I'm excited to see what my score bump will be next month; my util will go from $1700/3500 to $30/4000, and that's before my new Citi card even starts reporting. Any guesses?
Really? Nice! What does your report look like? Any baddies?
07-11-2012 01:48 PM
Only negative indicators are from late payments on SLs, but those have multiple 120+ lates, with the most recent reporting in Sept '11. Two open CCs and two closed CCs reporting, all with perfect payment histories; average age of those is about 5 years (oldest is 11 years, youngest is 7 months). Auto loan opened in April. Overall AAoA is 5 years.