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I'm surprised! They gave me a $9400 limit, 0% on purchases/balance transfers for 15 months. If I spend $750 in 3 months, they'll give me $150 (I didn't know about that part!). I do not know who they pulled yet but I have another Citi card (Diamond Preferred) with a $2700 balance on it so I wasn't sure how they'd react to that. I'm extremely pleased with this outcome.
I just looked and am not sure if it's the World card as it has the same exact description:
https://creditcards.citi.com/credit-cards/citi-dividend-card/
I wanted to convert my Diamond Preferred card to this card next year but figured I would apply for it now since it has the 5% this quarter on "department, clothing, electronics and toy store purchases" - think Christmas: https://dividend.quarterlyoffer.citi.com/
Just thought I'd share. I'm glad to know the holiday shopping will earn me some money back this year!
Please tell me who they pulled..I'm thinking about a city card .
Thanks
clocktick wrote:
I'm surprised! They gave me a $9400 limit, 0% on purchases/balance transfers for 15 months. If I spend $750 in 3 months, they'll give me $150 (I didn't know about that part!). I do not know who they pulled yet but I have another Citi card (Diamond Preferred) with a $2700 balance on it so I wasn't sure how they'd react to that. I'm extremely pleased with this outcome.
I just looked and am not sure if it's the World card as it has the same exact description:
https://creditcards.citi.com/credit-cards/citi-dividend-card/
I wanted to convert my Diamond Preferred card to this card next year but figured I would apply for it now since it has the 5% this quarter on "department, clothing, electronics and toy store purchases" - think Christmas: https://dividend.quarterlyoffer.citi.com/
Just thought I'd share. I'm glad to know the holiday shopping will earn me some money back this year!
I'm not the OP, but I apped for the Citi Simplicity MC after receiving a crapton of 'prescreened' mail for a couple of months. They pulled TU for me, but I also had EQ frozen at the time to try and force their hand.
Instant approval of $7400, 0% APR for 18 months. I was ~745 FICO with 3% util. No baddies.
Congrats..
@Anonymous wrote:I'm not the OP, but I apped for the Citi Simplicity MC after receiving a crapton of 'prescreened' mail for a couple of months. They pulled TU for me, but I also had EQ frozen at the time to try and force their hand.
Instant approval of $7400, 0% APR for 18 months. I was ~745 FICO with 3% util. No baddies.
Thanks for the reply..guess I have to pass..my scores are in the mid 600's except EQ is 681 and have old
baddies with 0 util.
It's referring to the 5% I believe. 1% base + 4% for the category.
My last Citi card and a Citi Shell card were both EQ for me so I'm guessing that's what they pulled, but will know for sure soon.