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Established Contributor
wollepopolle
Posts: 544
Registered: ‎09-12-2010

Approved for Citi Simplicity

[ Edited ]

I have a couple of home improvement projects coming up. I saw that Citi offers 18 months of 0% APR for purchases on this card and applied. Approved for $11k, my highest initial CL at time of approval ever. 12.99% APR after 18 months. I will probably pay for most of my projects through my rewards cards but it is nice to have the opportunity to get some interest free money if I need it. This is my second card with Citi. I also have a Dividend which I use occasionally for their 5% categories.

 

 

Mega Contributor
LS2982
Posts: 14,502
Registered: ‎04-09-2011

Re: Approved for Citi Simplicity

CONGRATS!!!!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Regular Contributor
Madman94044
Posts: 136
Registered: ‎07-01-2012

Re: Approved for Citi Simplicity

Congrats!!!
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 746 TU 712 EX 712, Amex pull
Goal Score: 720
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $6000 Discover More $1200.
Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Approved for Citi Simplicity

I like dat! :smileyvery-happy:

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: Approved for Citi Simplicity

AWESOME starting CL, i been looking at that card and the CITI forward card, do you mind sharing what your credit score was at time of approval and any other info you might think is relevant? thanks for any info :smileyhappy:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Frequent Contributor
iMacDrew
Posts: 345
Registered: ‎07-13-2012

Re: Approved for Citi Simplicity

congrats! Sweet CL too.


Amex PRG NPSL | Amex BCP 6k | Discover IT 1.5k | CSP 5k | Military Star 3.2K | NFCU Cash Rewards 10k | US Bank Cash+ 5k
Established Contributor
migliogiorni
Posts: 589
Registered: ‎06-27-2012

Re: Approved for Citi Simplicity

Nice cl, congrats.

 

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