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Established Contributor
Posts: 545
Registered: ‎09-12-2010
0

Approved for Citi Simplicity

[ Edited ]

I have a couple of home improvement projects coming up. I saw that Citi offers 18 months of 0% APR for purchases on this card and applied. Approved for $11k, my highest initial CL at time of approval ever. 12.99% APR after 18 months. I will probably pay for most of my projects through my rewards cards but it is nice to have the opportunity to get some interest free money if I need it. This is my second card with Citi. I also have a Dividend which I use occasionally for their 5% categories.

 

 

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Approved for Citi Simplicity

CONGRATS!!!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Posts: 142
Registered: ‎07-01-2012
0

Re: Approved for Citi Simplicity

Congrats!!!
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Approved for Citi Simplicity

I like dat! :smileyvery-happy:

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Approved for Citi Simplicity

AWESOME starting CL, i been looking at that card and the CITI forward card, do you mind sharing what your credit score was at time of approval and any other info you might think is relevant? thanks for any info :smileyhappy:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Frequent Contributor
Posts: 350
Registered: ‎07-13-2012
0

Re: Approved for Citi Simplicity

congrats! Sweet CL too.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: Approved for Citi Simplicity

Nice cl, congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
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