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Contributor
giant56
Posts: 77
Registered: ‎10-23-2007

Approved for Crown Jeweler's Card But?

I was approved for a $1500 cl with Crown Jeweler's, but what is the deal with the down payment ? If I make a purchase do I have to send in a down payment prior to them sending the merchandise? Also are they good with reporting because it would really help my utilization while I try to pay down other cc's.
"No one can make you feel inferior, unless you give them permission".

6/08 TU 631 EQ 620 EX 616
Valued Contributor
tray
Posts: 1,318
Registered: ‎01-29-2008

Re: Approved for Crown Jeweler's Card But?

Hi, you do have to send a down payment for whatever you may purchase on their website before they do anything.  I opened up a crown jewlers account end of may, I purchased a necklace, sent them a money order for the down payment arount $40.00 and received the necklace on June 10, 2008 via ups.  To this day I am still awaiting for them to report to the cra's TU and EX I ask about this through a thread and someone  replied they report in the beginning of every month and I just missed it so hopefully and anxiously awaiting for the beginning of July to see what happens, if you haven't done anything yet I would do it now to get the ball rolling.  Good Luck

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Contributor
giant56
Posts: 77
Registered: ‎10-23-2007

Re: Approved for Crown Jeweler's Card But?

Thanks for the advice tray. I have thier website opened in my other browser looking for something for dear wife right now. Did you pay with paypal or another source?
"No one can make you feel inferior, unless you give them permission".

6/08 TU 631 EQ 620 EX 616
Valued Contributor
tray
Posts: 1,318
Registered: ‎01-29-2008

Re: Approved for Crown Jeweler's Card But?

Hi, I do not have paypal I paid with a money order and they recieved the payment fast surprisingly since it went to tx and I am from ma.  If you have paypal use it also there has been reports of fraud with using checking accounts/debit accounts.  Please read there is a thread by someone now on one of the forums can't remember which one could be cc/general credit issues/ or rebuilding credit about this and there has been other threads as well.  So be careful in how you pay.  Good Luck

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Mega Contributor
Creditaddict
Posts: 16,873
Registered: ‎10-23-2007

Re: Approved for Crown Jeweler's Card But?

I don't believe they report to all 3 credit agencies? I have seen them on one of mine but can't remember about the others.
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Established Contributor
GFer
Posts: 934
Registered: ‎04-01-2008

Re: Approved for Crown Jeweler's Card But?

I get them confuse at times. Looking at my report now---they report to:
 
TU and EX
And yes, they report around the 1st of the month. They seem to be reliable reporters too! Unlike HSBC and some others....:smileymad:


1/28/14 EQ 802, EX 821, TU 794...rasberries to you TU!

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New Contributor
ccats704
Posts: 105
Registered: ‎05-15-2008

Re: Approved for Crown Jeweler's Card But?

even if they only report to EX, TU you may be able to report it to EQ yourself!
I'm better than blessed!
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007

Re: Approved for Crown Jeweler's Card But?

how can you report it to EQ? I thought only the company can report your account?
Frequent Contributor
wahmom
Posts: 258
Registered: ‎06-10-2008

Re: Approved for Crown Jeweler's Card But?

I'm curious to as to how to get it to report to EQ
Senior Contributor
fishbjc
Posts: 3,155
Registered: ‎11-30-2007

Re: Approved for Crown Jeweler's Card But?

use ONLY Paypal, check, or mo.  Do NOT pay direct thru their site.  There have been issues with accounts being compromised.  I don't trust them!
 
They only report to 2 bureaus.

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