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Established Member
Posts: 21
Registered: ‎03-05-2011
0

Approved for Discover More!!!

Currently disputing a baddie that showed up which should not be there on my EQ report, but decided to pull the trigger on the offer I received for the Discover more card so I could transfer the Balance of my cap1 ventureone card for 0% interest for 15months...Well got the "Application under review, please allow 5-7 days" message so called the Backdoor recon number and spoke with CSR who asked a few questions and told me they could not approve me for the same offer I got in the mail but countered with a higher interest rate of 22% instead of 18%. So i asked which CR they pulled and of coarse they had to pull EQ which has the disputed item on it that dropped my score 40 points fro 714 to 677, so before accepting the new offer I asked if I could call in when the dispute was resolved and change my interest rate and I was told that after 6 months I could call in and ask for a review of my account for lowering my rate and CLI. I thought that was fair since I only plan to pay off the 0% apr balance transfer and pay for gas here and there.

 

So I accepted and finally got in with Discover, first time ever with a $2000 CL!!! My second highest CL. Now I can call and cancel my FP card!!!

 

Has anyone been successfull lowering there interest rates with Discover? or was I fed rubbish from the CSR.


Starting Score: EX (Plus) 727, TU 678, EQ 696
Current Score: EX (Plus) 740, TU 707, EQ 702
Goal Score: 720+


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Valued Contributor
Posts: 1,294
Registered: ‎04-06-2011
0

Re: Approved for Discover More!!!

I was told the same about asking for a review down the line, so unless they are training all CSRs to tell tall tales, it should be good. Good luck.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


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Valued Contributor
Posts: 1,294
Registered: ‎04-06-2011
0

Re: Approved for Discover More!!!

Oh I forgot...Congrats on your new Discover card!

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


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Frequent Contributor
Posts: 306
Registered: ‎01-12-2011
0

Re: Approved for Discover More!!!

Congrats!! I just got approved a few days ago also for discover


Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


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Frequent Contributor
Posts: 387
Registered: ‎08-25-2011
0

Re: Approved for Discover More!!!

Congrats!!! Discover on a roll lately. They approved me with my highest limit too.

 

Frequent Contributor
Posts: 309
Registered: ‎08-05-2011
0

Re: Approved for Discover More!!!

Congrats, I also was approved with a 5000CL last week, hoping that CL will grow with the account to make it usable.


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
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Contributor
Posts: 93
Registered: ‎08-21-2011
0

Re: Approved for Discover More!!!

Congratulations!  I was also approved for Discover More in late August - much to my surprise.


NEW GARDEN CLUB MEMBER as of 3/23/2013. No activity until 8/2015 unless it's an auto CLI.
Starting Score:
626
Current Score (as of 3/19/2013): 663
Goal Score: 750.
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Valued Member
Posts: 34
Registered: ‎10-26-2010
0

Re: Approved for Discover More!!!

woo hoo, I just got accepted as well!!

Only $1000 limit but its a start...

How are they on recon for a higher limit?? Anyone know??

Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011
0

Re: Approved for Discover More!!!

It's so fun to call and cancel FP!  I tried last week but they offered me 45 bucks to keep it open.  Spent the 45 bucks on school clothes and then closed it.  :smileyhappy:

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Established Contributor
Posts: 676
Registered: ‎01-24-2008
0

Re: Approved for Discover More!!!

CONGRATS! 

*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!
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