Reply
Established Member
Posts: 18
Registered: ‎08-06-2012
0

Approved for Discover More!!

Once again I wanted to give thanks to this great community. To think just a few months after learning how to clean up my credit here, I am light years beyond from where I started. Long story short. After removing all but 1 neg of my CR just 3 months ago, I have been able to open a Walmart, Cap One Secured, and a Cap One cash rewards. My scores have shot up above the 700's. Except for experian which stands at a 684. Not ideal, but I'm getting there...

 

Well after only 2 months of payment history on file with the new cards, I got a pre-approval from Discover. I decided to app (will be my last for prob another year) and to my surprise- got approved with a $1,250 limit!! From what I hear about discover being pretty tough to get, I was shocked. Based on scores alone I get it, I should have been able to. But with the lack of history and recent inquiries, I have 7 now on experian with one dropping off very soon, I really couldn't  believe it! I am getting so close to where I want to be. Hopefully after another year Chase will finally wise up and realize I am not the person who made a mistake with a 3rd party card I had with them 12 years ago, and will give me another shot. If I can get them on board, along with Amex - (who i'm not dumb enough to even think about at this point), I will be in the clear!

 

Thanks again! All to these wonderful forums!!

Member
Posts: 40
Registered: ‎08-18-2010
0

Re: Approved for Discover More!!

Woo! Awesome! Keep it up!

Currently 750 > Goal 800 @ age 24.
AmEx Blue Cash - $16000 @ 13.74% APY
Discover More - $7500 @ 17% APY
Chase Freedom - $3000 @ 16% APY
BAC Americard - $5000 @ 20%APY
Household income - $45k :smileywink:
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Approved for Discover More!!

Congrats on your approval and awesome credit work! keep up the good job!:smileyhappy:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
0

Re: Approved for Discover More!!

Congratulations! That one will grow with you :smileyhappy:

TU: 752 (4/13/15) | EQ: 761 (1/18/15) | EX: 760 (1/18/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $8,500 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Regular Contributor
Posts: 211
Registered: ‎08-23-2012
0

Re: Approved for Discover More!!

Congrats!!!!
Valued Contributor
Posts: 1,541
Registered: ‎08-30-2012
0

Re: Approved for Discover More!!

Congrats!!

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: Approved for Discover More!!

congrats welcome to the Discover family.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Contributor
Posts: 567
Registered: ‎09-10-2012
0

Re: Approved for Discover More!!

Congrats


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 758 (10/12) EQ 724 (10/22) EX 748 (12/5)

Regular Contributor
Posts: 178
Registered: ‎09-12-2012
0

Re: Approved for Discover More!!

Congrats!!

Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Approved for Discover More!!

Congrat.....enjoy cash back and stuff...


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.