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Approved for Discover More!!

Established Member

Approved for Discover More!!

Once again I wanted to give thanks to this great community. To think just a few months after learning how to clean up my credit here, I am light years beyond from where I started. Long story short. After removing all but 1 neg of my CR just 3 months ago, I have been able to open a Walmart, Cap One Secured, and a Cap One cash rewards. My scores have shot up above the 700's. Except for experian which stands at a 684. Not ideal, but I'm getting there...

 

Well after only 2 months of payment history on file with the new cards, I got a pre-approval from Discover. I decided to app (will be my last for prob another year) and to my surprise- got approved with a $1,250 limit!! From what I hear about discover being pretty tough to get, I was shocked. Based on scores alone I get it, I should have been able to. But with the lack of history and recent inquiries, I have 7 now on experian with one dropping off very soon, I really couldn't  believe it! I am getting so close to where I want to be. Hopefully after another year Chase will finally wise up and realize I am not the person who made a mistake with a 3rd party card I had with them 12 years ago, and will give me another shot. If I can get them on board, along with Amex - (who i'm not dumb enough to even think about at this point), I will be in the clear!

 

Thanks again! All to these wonderful forums!!

Message 1 of 15
14 REPLIES
Member

Re: Approved for Discover More!!

Woo! Awesome! Keep it up!

Currently 750 > Goal 800 @ age 24.
AmEx Blue Cash - $16000 @ 13.74% APY
Discover More - $7500 @ 17% APY
Chase Freedom - $3000 @ 16% APY
BAC Americard - $5000 @ 20%APY
Household income - $45k Smiley Wink
Message 2 of 15
Established Contributor

Re: Approved for Discover More!!

Congrats on your approval and awesome credit work! keep up the good job!Smiley Happy



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 3 of 15
Frequent Contributor

Re: Approved for Discover More!!

Congratulations! That one will grow with you Smiley Happy

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Message 4 of 15
Regular Contributor

Re: Approved for Discover More!!

Congrats!!!!
Message 5 of 15
Valued Contributor

Re: Approved for Discover More!!

Congrats!!
Scores: about 700 across the board
Total CL: $275k
Message 6 of 15
Established Contributor

Re: Approved for Discover More!!

congrats welcome to the Discover family.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 7 of 15
Established Contributor

Re: Approved for Discover More!!

Congrats



FICO (TU/EX/EQ): 737/743/739 - Total CL 244+K
Message 8 of 15
Regular Contributor

Re: Approved for Discover More!!

Congrats!!

Message 9 of 15
Valued Contributor

Re: Approved for Discover More!!

Congrat.....enjoy cash back and stuff...


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 10 of 15