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Regular Contributor
IECredit
Posts: 181
Registered: ‎07-15-2012

Approved for Discover more Low CL

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‎12-03-2012 09:08 AM

Approved for Discover More with a CL of 1000$, should i cal recon or wait for a Auto CLI? i havnt received care yet, only an email welcoming me and online registation

(Starting Score: 6/2012 TU 540 / EQ 565 / EX Fako 523)
Current Score:TU 707(GE Pull 5/6/13) / EQ 701(DCU HP 4/19/13) / EX Fico 709(MyFico 6/15/13)
Goal Score: All above 800
Wallet: DCU Plat. $5K | Chase Freedom $1K | Discover More $1K | WalMart $2K | Paypal MC $1.5K | Cap One Plat. $2.5K | Kays $0.8K | Barclay NFL $1K | Best Buy $1K | Orchard $1K | Cap One Cash $2.5K | FingerHut $1.1K | IN THE GARDEN(5/6/13) $20.5K Revolving
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Valued Contributor
Duncanrr
Posts: 2,519
Registered: ‎06-08-2012

Re: Approved for Discover more Low CL

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‎12-03-2012 09:11 AM

Call wouldnt hurt.  Just make sure they dont do another HP. 

 

Btw, which state do you live in and what did they pull?



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
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Regular Contributor
isoldmyatlas
Posts: 214
Registered: ‎04-28-2012

Re: Approved for Discover more Low CL

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‎12-03-2012 09:15 AM

Honestly, I don't think they'll raise your limit at all.  You have a lot of open cards and $1000 is right in line with the limits you currently have.  Use it well for 6 months and then ask for a CLI.

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
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Regular Contributor
IECredit
Posts: 181
Registered: ‎07-15-2012

Re: Approved for Discover more Low CL

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‎12-03-2012 09:19 AM

I'll just wait 6 months! im going to contact my current creditors and request some CLI, Also im in California and they puled EQ

(Starting Score: 6/2012 TU 540 / EQ 565 / EX Fako 523)
Current Score:TU 707(GE Pull 5/6/13) / EQ 701(DCU HP 4/19/13) / EX Fico 709(MyFico 6/15/13)
Goal Score: All above 800
Wallet: DCU Plat. $5K | Chase Freedom $1K | Discover More $1K | WalMart $2K | Paypal MC $1.5K | Cap One Plat. $2.5K | Kays $0.8K | Barclay NFL $1K | Best Buy $1K | Orchard $1K | Cap One Cash $2.5K | FingerHut $1.1K | IN THE GARDEN(5/6/13) $20.5K Revolving
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Regular Contributor
IECredit
Posts: 181
Registered: ‎07-15-2012

Re: Approved for Discover more Low CL

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‎12-03-2012 09:21 AM

I'd glad i got in the door! i was denied before =)

(Starting Score: 6/2012 TU 540 / EQ 565 / EX Fako 523)
Current Score:TU 707(GE Pull 5/6/13) / EQ 701(DCU HP 4/19/13) / EX Fico 709(MyFico 6/15/13)
Goal Score: All above 800
Wallet: DCU Plat. $5K | Chase Freedom $1K | Discover More $1K | WalMart $2K | Paypal MC $1.5K | Cap One Plat. $2.5K | Kays $0.8K | Barclay NFL $1K | Best Buy $1K | Orchard $1K | Cap One Cash $2.5K | FingerHut $1.1K | IN THE GARDEN(5/6/13) $20.5K Revolving
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Contributor
SoCalBound
Posts: 96
Registered: ‎06-24-2012

Re: Approved for Discover more Low CL

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‎12-03-2012 09:21 AM

You need to grow the cards you have that will grow and hold off on applying til you get some cli, break the cycle of toy limits.

Zync NPSL, BCP ($2000), Chase United ($2000) Chase Amazon ($1500), Chase Freedom ($3000), Discover More ($2000), Paypal Extras ($5000), Citi Forward ($2000), Orchard $2000, Amazon ($5000)
Pre-App Scores: TU98 779, TU04 797, EQ 682, EX 788 (Amex) 8/12
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Regular Contributor
IECredit
Posts: 181
Registered: ‎07-15-2012

Re: Approved for Discover more Low CL

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‎12-03-2012 09:26 AM

@So Cal, yeh but the non prime cards werent giving much CLI, ive had all of them over 5 years and never missed a payment. Thats the reason i was going for some othr crads!

(Starting Score: 6/2012 TU 540 / EQ 565 / EX Fako 523)
Current Score:TU 707(GE Pull 5/6/13) / EQ 701(DCU HP 4/19/13) / EX Fico 709(MyFico 6/15/13)
Goal Score: All above 800
Wallet: DCU Plat. $5K | Chase Freedom $1K | Discover More $1K | WalMart $2K | Paypal MC $1.5K | Cap One Plat. $2.5K | Kays $0.8K | Barclay NFL $1K | Best Buy $1K | Orchard $1K | Cap One Cash $2.5K | FingerHut $1.1K | IN THE GARDEN(5/6/13) $20.5K Revolving
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Approved for Discover more Low CL

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‎12-03-2012 12:15 PM

Congrats on your approval

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Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009

Re: Approved for Discover more Low CL

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‎12-03-2012 12:18 PM

I got 1000...I'm just glad to be in

I have higher limits but oh well.
Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Approved for Discover more Low CL

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‎12-03-2012 04:29 PM

At least you are in, Congrats! :smileyhappy:
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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