09-08-2012 02:20 PM
Ok so I got this pre-approved offer in the mail so I went a head and applied for it and I was instantly approved with a $750.00 limit I guess i can say im lucky to even have a Discover card not sure what they pulled.
09-08-2012 02:21 PM
09-08-2012 03:03 PM
Ok thank you =0)
09-08-2012 03:03 PM
+1 and Congrats!
Starting Score: 50409-08-2012 03:07 PM
Thank you..
09-08-2012 04:47 PM
baddie ? score ? goodie ? utili ? ...
Starting Score: 56009-09-2012 06:09 AM
No baddie, FICO-TU741, FICO-EQ692, EX.com 726, Goodies I PIF have 3 CC, I dont know what utili is?
09-09-2012 07:21 AM
Flying_High wrote:No baddie, FICO-TU741, FICO-EQ692, EX.com 726, Goodies I PIF have 3 CC, I dont know what utili is?
Poster is referring to overall utilization.
Meaning all of your CC balances divided by all of your CC CL's and the number you get is your overall util %. You want to keep that below 10% when looking for new credit and below 30% when not.
09-09-2012 07:24 AM
Congrats
09-09-2012 07:28 AM
I still dont get it, can you show me a sample plz..thx

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