09-08-2012 02:20 PM
Ok so I got this pre-approved offer in the mail so I went a head and applied for it and I was instantly approved with a $750.00 limit I guess i can say im lucky to even have a Discover card not sure what they pulled.
09-08-2012 02:21 PM
09-08-2012 03:03 PM
+1 and Congrats!
09-08-2012 04:47 PM
baddie ? score ? goodie ? utili ? ...
09-09-2012 07:21 AM
No baddie, FICO-TU741, FICO-EQ692, EX.com 726, Goodies I PIF have 3 CC, I dont know what utili is?
Poster is referring to overall utilization.
Meaning all of your CC balances divided by all of your CC CL's and the number you get is your overall util %. You want to keep that below 10% when looking for new credit and below 30% when not.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO