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Regular Contributor
Posts: 190
Registered: ‎08-12-2012
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Approved for Discover

Ok so I got this pre-approved offer in the mail so I went a head and applied for it and I was instantly approved with a $750.00 limit I guess i can say im lucky to even have a Discover card not sure what they pulled.

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Approved for Discover

CONGRATS!!!

Use it a lot and PIF at the 6 month mark call in for a CLI.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Posts: 190
Registered: ‎08-12-2012
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Re: Approved for Discover

Ok thank you =0)

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Moderator
Posts: 13,897
Registered: ‎04-15-2011
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Re: Approved for Discover

+1  and Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
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Regular Contributor
Posts: 190
Registered: ‎08-12-2012
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Re: Approved for Discover

Thank you..

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
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Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
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Re: Approved for Discover

baddie ? score ? goodie ? utili ? ...


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Regular Contributor
Posts: 190
Registered: ‎08-12-2012
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Re: Approved for Discover

No baddie, FICO-TU741, FICO-EQ692, EX.com 726, Goodies I PIF have 3 CC, I dont know what utili is?

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Approved for Discover


Flying_High wrote:

No baddie, FICO-TU741, FICO-EQ692, EX.com 726, Goodies I PIF have 3 CC, I dont know what utili is?


Poster is referring to overall utilization.

 

Meaning all of your CC balances divided by all of your CC CL's and the number you get is your overall util %. You want to keep that below 10% when looking for new credit and below 30% when not.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Approved for Discover

Congrats

Regular Contributor
Posts: 190
Registered: ‎08-12-2012
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Re: Approved for Discover

I still dont get it, can you show me a sample plz..thx

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
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