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Regular Contributor
Flying_High
Posts: 170
Registered: ‎08-12-2012

Approved for Discover

Ok so I got this pre-approved offer in the mail so I went a head and applied for it and I was instantly approved with a $750.00 limit I guess i can say im lucky to even have a Discover card not sure what they pulled.

Cap1| Cap1| Discover| Ebay| Walmart
Mega Contributor
LS2982
Posts: 14,502
Registered: ‎04-09-2011

Re: Approved for Discover

CONGRATS!!!

Use it a lot and PIF at the 6 month mark call in for a CLI.



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Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Regular Contributor
Flying_High
Posts: 170
Registered: ‎08-12-2012

Re: Approved for Discover

Ok thank you =0)

Cap1| Cap1| Discover| Ebay| Walmart
Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: Approved for Discover

+1  and Congrats!


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
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Regular Contributor
Flying_High
Posts: 170
Registered: ‎08-12-2012

Re: Approved for Discover

Thank you..

Cap1| Cap1| Discover| Ebay| Walmart
Valued Contributor
nicholasyud
Posts: 1,600
Registered: ‎08-13-2012

Re: Approved for Discover

baddie ? score ? goodie ? utili ? ...


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
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Regular Contributor
Flying_High
Posts: 170
Registered: ‎08-12-2012

Re: Approved for Discover

No baddie, FICO-TU741, FICO-EQ692, EX.com 726, Goodies I PIF have 3 CC, I dont know what utili is?

Cap1| Cap1| Discover| Ebay| Walmart
Mega Contributor
LS2982
Posts: 14,502
Registered: ‎04-09-2011

Re: Approved for Discover


Flying_High wrote:

No baddie, FICO-TU741, FICO-EQ692, EX.com 726, Goodies I PIF have 3 CC, I dont know what utili is?


Poster is referring to overall utilization.

 

Meaning all of your CC balances divided by all of your CC CL's and the number you get is your overall util %. You want to keep that below 10% when looking for new credit and below 30% when not.

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Approved for Discover

Congrats

Regular Contributor
Flying_High
Posts: 170
Registered: ‎08-12-2012

Re: Approved for Discover

I still dont get it, can you show me a sample plz..thx

Cap1| Cap1| Discover| Ebay| Walmart

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