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Approved for Discover

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Regular Contributor

Re: Approved for Discover

Thank You =)

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Message 11 of 15
Valued Contributor

Re: Approved for Discover

utili mean how much credit you used overall your total credit availaible . Example Capitaone 500 + discover 750 = 1250 limit. you need to used it less than 9% which is around 1----> 100 dollars.....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 12 of 15
Regular Contributor

Re: Approved for Discover

Ok so between the two I have to spend only $100...so this means $50 on the $500 and $50 on the $750 am I right? If so I thk its stupid.

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Message 13 of 15
Valued Contributor

Re: Approved for Discover

you can also spend however you want but make sure you paid it before the cycle closing date .....i guess thats how credit work man....its suck but the lender look at you as a good standing if you dont spend more than 9% of your available credit Smiley Very Happy


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 14 of 15
Regular Contributor

Re: Approved for Discover

Yeah I always PIF,  yeah my plan was that I was only going to use maybe $7 on my CC $301, and $30 on CC $500, and $100 on my Discover ...the aaoa is 7 months but I want to boost my credit limit & score but then I dont want to screw myself over, I wish I had more idea on how to make my score much better.. lol

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Message 15 of 15