Reply
Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
0

Approved for Hyatt Visa! ***UPDATE***

[ Edited ]

OK. I was in the garden. Then I went to book a room at Hyatt, and there was this offer. 2 free nights. Plus, a free night every year (to wash away the AF). No foreign transaction fees. Chip and pin. OK. I broke down. In addition, I was hurting because my FICO plummeted 30 points today when the first card I apped for hit. So, I went for it, figuring I will not be able to app again for a year while all this dust settles. I needed one card that was international. And two free nights were quite the allure. I am so going to regret this in a month or so after all these cards hit my report.I must stop apping. I am turning into Appbar.  I need to LOCK myself in the garden. For a year.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Established Contributor
Posts: 608
Registered: ‎02-02-2012
0

Re: Approved for Hyatt Visa!

AHHH!! Congrats!! I'm an avid Hyatt stayer, and have no complaints about their hotels, other than the ridiculous parking fees ($19/night) in their Newport Hyatt Regency location. I have wanted this card so bad after staying thier fr the first time. Congrats!! :smileyhappy:

Frequent Contributor
Posts: 485
Registered: ‎02-17-2008
0

Re: Approved for Hyatt Visa!

Congrats on your new card! Is it chip and pin, my chase card is chip and signature.


Starting Score: 744
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
0

Re: Approved for Hyatt Visa!

It might be chip and signature. I guess I was so excited I didn't pay close enough attention. geez. I better go look. :smileyembarrassed:


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Established Contributor
Posts: 608
Registered: ‎02-02-2012
0

Re: Approved for Hyatt Visa!


crosbyk1 wrote:

Congrats on your new card! Is it chip and pin, my chase card is chip and signature.



Yeah, the Hyatt card is a Visa Signature, the newer versions are also secured with a pin and chip in them. This is fairly new, though. When I talked to a Chase CSR, she said that the minimum CL was $5,000, making it a signature. 

Contributor
Posts: 100
Registered: ‎02-13-2012
0

Re: Approved for Hyatt Visa!

Very nice. A $75 AF is well worth a free night in the Hyatt. Definitely a good deal there!

Barclaycard Apple Financing (2100), Discover More (2500), US Bank Visa Platinum (2000), CFNA (2200), Chase Freedom (500), Capital One (1500), HSBC Platinum Master Card (750), Nebraska Furniture Mart (1000)
Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
0

Re: Approved for Hyatt Visa!

"To help make your international travel experience easier and to avoid inconveniences at the point of purchase when traveling abroad, your Hyatt Credit Card now contains an embedded smart chip. It allows you to use your card for chip-based purchases in Europe, Asia, and beyond, while still giving you the ability to use your card as you do today at home."
 
OK. That is vague. Might be chip and sig.

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
0

Re: Approved for Hyatt Visa!


logan_720 wrote:

crosbyk1 wrote:

Congrats on your new card! Is it chip and pin, my chase card is chip and signature.



Yeah, the Hyatt card is a Visa Signature, the newer versions are also secured with a pin and chip in them. This is fairly new, though. When I talked to a Chase CSR, she said that the minimum CL was $5,000, making it a signature. 



OK. A voice of wisdom. Chip and pin it is!


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Established Contributor
Posts: 1,275
Registered: ‎12-02-2010
0

Re: Approved for Hyatt Visa!

Chip and Sig. Chase doesnt offer chip and pin currently. Have this experience from JP Select.

Established Contributor
Posts: 608
Registered: ‎02-02-2012
0

Re: Approved for Hyatt Visa!

Oh, I thought the pin was standard with a chip, either way though, it looks pretty awesome, and very few people have chips in their card in the US currently anyway. :smileywink:

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.