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Approved for Hyatt Visa! ***UPDATE***

Valued Contributor

Approved for Hyatt Visa! ***UPDATE***

OK. I was in the garden. Then I went to book a room at Hyatt, and there was this offer. 2 free nights. Plus, a free night every year (to wash away the AF). No foreign transaction fees. Chip and pin. OK. I broke down. In addition, I was hurting because my FICO plummeted 30 points today when the first card I apped for hit. So, I went for it, figuring I will not be able to app again for a year while all this dust settles. I needed one card that was international. And two free nights were quite the allure. I am so going to regret this in a month or so after all these cards hit my report.I must stop apping. I am turning into Appbar.  I need to LOCK myself in the garden. For a year.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 1 of 26
25 REPLIES
Established Contributor

Re: Approved for Hyatt Visa!

AHHH!! Congrats!! I'm an avid Hyatt stayer, and have no complaints about their hotels, other than the ridiculous parking fees ($19/night) in their Newport Hyatt Regency location. I have wanted this card so bad after staying thier fr the first time. Congrats!! Smiley Happy

Message 2 of 26
Frequent Contributor

Re: Approved for Hyatt Visa!

Congrats on your new card! Is it chip and pin, my chase card is chip and signature.


Starting Score: 744
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Message 3 of 26
Valued Contributor

Re: Approved for Hyatt Visa!

It might be chip and signature. I guess I was so excited I didn't pay close enough attention. geez. I better go look. Smiley Embarassed


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 4 of 26
Established Contributor

Re: Approved for Hyatt Visa!


crosbyk1 wrote:

Congrats on your new card! Is it chip and pin, my chase card is chip and signature.



Yeah, the Hyatt card is a Visa Signature, the newer versions are also secured with a pin and chip in them. This is fairly new, though. When I talked to a Chase CSR, she said that the minimum CL was $5,000, making it a signature. 

Message 5 of 26
Contributor

Re: Approved for Hyatt Visa!

Very nice. A $75 AF is well worth a free night in the Hyatt. Definitely a good deal there!

Barclaycard Apple Financing (2100), Discover More (2500), US Bank Visa Platinum (2000), CFNA (2200), Chase Freedom (500), Capital One (1500), HSBC Platinum Master Card (750), Nebraska Furniture Mart (1000)
Message 6 of 26
Valued Contributor

Re: Approved for Hyatt Visa!

"To help make your international travel experience easier and to avoid inconveniences at the point of purchase when traveling abroad, your Hyatt Credit Card now contains an embedded smart chip. It allows you to use your card for chip-based purchases in Europe, Asia, and beyond, while still giving you the ability to use your card as you do today at home."
 
OK. That is vague. Might be chip and sig.

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 7 of 26
Valued Contributor

Re: Approved for Hyatt Visa!


logan_720 wrote:

crosbyk1 wrote:

Congrats on your new card! Is it chip and pin, my chase card is chip and signature.



Yeah, the Hyatt card is a Visa Signature, the newer versions are also secured with a pin and chip in them. This is fairly new, though. When I talked to a Chase CSR, she said that the minimum CL was $5,000, making it a signature. 



OK. A voice of wisdom. Chip and pin it is!


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 8 of 26
Established Contributor

Re: Approved for Hyatt Visa!

Chip and Sig. Chase doesnt offer chip and pin currently. Have this experience from JP Select.

Message 9 of 26
Established Contributor

Re: Approved for Hyatt Visa!

Oh, I thought the pin was standard with a chip, either way though, it looks pretty awesome, and very few people have chips in their card in the US currently anyway. Smiley Wink

Message 10 of 26