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Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Approved for Motiva=approval for Amex BCE?

I had no freeze on my reports, just fraud alerts....

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Approved for Motiva=approval for Amex BCE?

and it was only on EXP and TU that I had fraud alert ... the one on EQ was removed 9/15/12

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Approved for Motiva=approval for Amex BCE?

which indicates to me that Discover pulled EQ....since it was instant approval.. I did get the 19.99% APR btw.. so the highest :-/... meh but I did also get the 15 mos @ 0% for BTS and Purchases. YAYUH!

 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Ron1
Posts: 4,698
Registered: ‎05-23-2009

Re: Approved for Motiva=approval for Amex BCE?

Congrats!!!! You need to pay it down your debt first or get Amex Zync first. After six months, go to apply for BCE.  I think the Amex Zync is much easier than BCE.  You need to have at least 700 or over to get the credit card. By the way, US Bank Cash+ is another good card (NOT Amex).

 

 

Ron.

Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Approved for Motiva=approval for Amex BCE?

Oh Ron...

 

I got approved for the AMEX BCE this morning..... did you not see that???

lol

got approved for $3,500/

0% for a year, then 22.24%

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Approved for Motiva=approval for Amex BCE?

TU FICO was 696 according to AMEX.

 

Idk what score Disc had for me..... I assumed they used EQ though,

 

Dang, now I want the Citi Diamond Preferred LOL...

 

I need to cut myself off. HHAA

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
adavis425
Posts: 512
Registered: ‎02-14-2012

Re: Approved for Motiva=approval for Amex BCE?


youngandcreditwrthy wrote:

TU FICO was 696 according to AMEX.

 

Idk what score Disc had for me..... I assumed they used EQ though,

 

Dang, now I want the Citi Diamond Preferred LOL...

 

I need to cut myself off. HHAA


Congrats to you!!! Hard work, I know. Nothing cures that app itch like a denial! :smileyhappy: I had to quit while I was ahead. I have every card I intended to get when I started here. But I know the approvals are soooo addicting! :smileytongue:

 

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011

Re: Approved for Motiva=approval for Amex BCE?


youngandcreditwrthy wrote:

TU FICO was 696 according to AMEX.

 

Idk what score Disc had for me..... I assumed they used EQ though,

 

Dang, now I want the Citi Diamond Preferred LOL...

 

I need to cut myself off. HHAA


 

STOP!  

 

You have your dream cards now for a while..  

 

AMEX will waste no time with AA if they see something they don't like.  Usually same with Discover.

 

Garden happy for a while  :smileywink:

 

You have a new PM btw :smileyhappy:

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Approved for Motiva=approval for Amex BCE?


RyVision wrote:

youngandcreditwrthy wrote:

TU FICO was 696 according to AMEX.

 

Idk what score Disc had for me..... I assumed they used EQ though,

 

Dang, now I want the Citi Diamond Preferred LOL...

 

I need to cut myself off. HHAA


 

STOP!  

 

You have your dream cards now for a while..  

 

AMEX will waste no time with AA if they see something they don't like.  Usually same with Discover.

 

Garden happy for a while  :smileywink:

 

You have a new PM btw :smileyhappy:


This ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

 

:smileyvery-happy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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