Credit Cards

[youngandcreditwrthy]

I had no freeze on my reports, just fraud alerts....

[youngandcreditwrthy]

and it was only on EXP and TU that I had fraud alert ... the one on EQ was removed 9/15/12

[youngandcreditwrthy]

which indicates to me that Discover pulled EQ....since it was instant approval.. I did get the 19.99% APR btw.. so the highest :-/... meh but I did also get the 15 mos @ 0% for BTS and Purchases. YAYUH!

[Ron1]

Congrats!!!! You need to pay it down your debt first or get Amex Zync first. After six months, go to apply for BCE.  I think the Amex Zync is much easier than BCE.  You need to have at least 700 or over to get the credit card. By the way, US Bank Cash+ is another good card (NOT Amex).

Ron.

[youngandcreditwrthy]

Oh Ron...

I got approved for the AMEX BCE this morning..... did you not see that???

lol

got approved for $3,500/

0% for a year, then 22.24%

[youngandcreditwrthy]

TU FICO was 696 according to AMEX.

Idk what score Disc had for me..... I assumed they used EQ though,

Dang, now I want the Citi Diamond Preferred LOL...

I need to cut myself off. HHAA

[adavis425]

---

youngandcreditwrthy wrote:

TU FICO was 696 according to AMEX.

Idk what score Disc had for me..... I assumed they used EQ though,

Dang, now I want the Citi Diamond Preferred LOL...

I need to cut myself off. HHAA

---

Congrats to you!!! Hard work, I know. Nothing cures that app itch like a denial! I had to quit while I was ahead. I have every card I intended to get when I started here. But I know the approvals are soooo addicting!

[RyVision]

---

youngandcreditwrthy wrote:

TU FICO was 696 according to AMEX.

Idk what score Disc had for me..... I assumed they used EQ though,

Dang, now I want the Citi Diamond Preferred LOL...

I need to cut myself off. HHAA

---

STOP!  

You have your dream cards now for a while..  

AMEX will waste no time with AA if they see something they don't like.  Usually same with Discover.

Garden happy for a while 

You have a new PM btw

[LS2982]

---

RyVision wrote:

---

youngandcreditwrthy wrote:

TU FICO was 696 according to AMEX.

Idk what score Disc had for me..... I assumed they used EQ though,

Dang, now I want the Citi Diamond Preferred LOL...

I need to cut myself off. HHAA

---

STOP!  

You have your dream cards now for a while..  

AMEX will waste no time with AA if they see something they don't like.  Usually same with Discover.

Garden happy for a while 

You have a new PM btw

---

This ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^