Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Contributor
Stephen_Dashman
Posts: 83
Registered: ‎12-04-2012

Approved for Northwest Federal Credit Union Visa Platinum!

[ Edited ]
Options

‎01-22-2013 09:05 AM - edited ‎01-23-2013 04:18 PM


'Your loan request has been reviewed by our underwriters and approved! The credit card will be for $500 and your apr will be 15%.'  Was hoping for a bit more but hopefully in 6 months we can see about a CLI. Both reps I've dealt with online and by phone have been very nice to work with.  Hopefully will continue to grow here with this CU! :smileyhappy:

 

EDIT: requested Rewards MC but just found out I qualified for the Visa Platinum (changed that in subject) still a good deal and pretty easy to get.. was told check back in 8 months to see about an upgrade.

EX 650 (Credit.com 5/3/13) | EQ 645 (DCU 4/26/13) | TU 667 (Walmart 5/13/13)

DCU Visa Platinum 3200 | Affinity Plus Visa Platinum Rewards 2000 | BankAmericard Better Balance Rewards MC 2000 | Walmart Store Card 1000 | Capital One Platinum 750 | NTB Card 700 | Capital One Cash Rewards 500

Last App: 04/07/2013

Message 1 of 10 (437 Views)
 
Reply
Established Contributor
corymcd88
Posts: 510
Registered: ‎12-12-2011

Re: Approved for Northwest Federal Credit Union Rewards MC!

Options

‎01-22-2013 09:22 AM

Stephen_Dashman wrote:


'Your loan request has been reviewed by our underwriters and approved! The credit card will be for $500 and your apr will be 15%.'  Was hoping for a bit more but hopefully in 6 months we can see about a CLI. Both reps I've dealt with online and by phone have been very nice to work with.  Hopefully will continue to grow here with this CU! :smileyhappy:

I have a card with them and they are very nice to work with. A++++ to NWFCU

Walmart / GECRB - 1,900/1,800, JCP / GECRB - 1,300, Dillard's / GECRB - 1,000, Amazon / GECRB - 1,700, Chevron / GECRB - 1,300, Belk / GECRB - 1,563, QVC / GECRB - 700, US Bank - 300, Credit One - 750, Capital One - 375/500, Bank Of America 123 Cash Back - 300, Wells Fargo - 300, AMEX ZYNC - NPSL ($2,500), USAA AMEX - 250, PenFed Personal Loan - 250, PenFed Personal Loan - 400.
Message 2 of 10 (418 Views)
 
Reply
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Approved for Northwest Federal Credit Union Rewards MC!

Options

‎01-22-2013 09:36 AM

Congrats

Message 3 of 10 (405 Views)
 
Reply
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Approved for Northwest Federal Credit Union Rewards MC!

Options

‎01-22-2013 03:07 PM

Congrats on the approval!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Message 4 of 10 (353 Views)
 
Reply
Established Contributor
kevinjjc
Posts: 874
Registered: ‎01-14-2009

Re: Approved for Northwest Federal Credit Union Rewards MC!

Options

‎01-22-2013 09:08 PM

Congrats! It looks like a good credit union that anyone can join.

 

https://www.nwfcu.org/

Message 5 of 10 (325 Views)
 
Reply
Regular Contributor
WallyxD
Posts: 177
Registered: ‎10-02-2012

Re: Approved for Northwest Federal Credit Union Rewards MC!

Options

‎01-22-2013 09:15 PM

Stephen_Dashman wrote:


'Your loan request has been reviewed by our underwriters and approved! The credit card will be for $500 and your apr will be 15%.'  Was hoping for a bit more but hopefully in 6 months we can see about a CLI. Both reps I've dealt with online and by phone have been very nice to work with.  Hopefully will continue to grow here with this CU! :smileyhappy:

Congrats. :smileyhappy: How long were you with the CU for? 

AEO Visa: $2,300 | CapOne Journey: $500 | Citi Forward for Students $1,500 | Walmart CC $400 (Absolutely shocked, denied twice when reconed limit)

TU Fico: 703 | EQ Fico: 694 (4/25/13
Message 6 of 10 (315 Views)
 
Reply
Contributor
Stephen_Dashman
Posts: 83
Registered: ‎12-04-2012

Re: Approved for Northwest Federal Credit Union Rewards MC!

[ Edited ]
Options

‎01-23-2013 04:55 AM - edited ‎01-23-2013 04:57 AM

WallyxD wrote:
Stephen_Dashman wrote:


'Your loan request has been reviewed by our underwriters and approved! The credit card will be for $500 and your apr will be 15%.'  Was hoping for a bit more but hopefully in 6 months we can see about a CLI. Both reps I've dealt with online and by phone have been very nice to work with.  Hopefully will continue to grow here with this CU! :smileyhappy:

Congrats. :smileyhappy: How long were you with the CU for? 

Thanks everyone. Just joined maybe a week or so ago.


EDIT: my reply didn't show up previously.


 

 

EX 650 (Credit.com 5/3/13) | EQ 645 (DCU 4/26/13) | TU 667 (Walmart 5/13/13)

DCU Visa Platinum 3200 | Affinity Plus Visa Platinum Rewards 2000 | BankAmericard Better Balance Rewards MC 2000 | Walmart Store Card 1000 | Capital One Platinum 750 | NTB Card 700 | Capital One Cash Rewards 500

Last App: 04/07/2013

Message 7 of 10 (269 Views)
 
Reply
Established Contributor
kevinjjc
Posts: 874
Registered: ‎01-14-2009

Re: Approved for Northwest Federal Credit Union Rewards MC!

Options

‎01-23-2013 05:49 AM

Is there a hard pull just for joining? If so, where did they pull?

Message 8 of 10 (255 Views)
 
Reply
Contributor
Stephen_Dashman
Posts: 83
Registered: ‎12-04-2012

Re: Approved for Northwest Federal Credit Union Rewards MC!

Options

‎01-23-2013 07:10 AM

kevinjjc wrote:

Is there a hard pull just for joining? If so, where did they pull?

I've heard they pull Experian but I'm not sure if they hard pulled when I joined.

 

EX 650 (Credit.com 5/3/13) | EQ 645 (DCU 4/26/13) | TU 667 (Walmart 5/13/13)

DCU Visa Platinum 3200 | Affinity Plus Visa Platinum Rewards 2000 | BankAmericard Better Balance Rewards MC 2000 | Walmart Store Card 1000 | Capital One Platinum 750 | NTB Card 700 | Capital One Cash Rewards 500

Last App: 04/07/2013

Message 9 of 10 (240 Views)
 
Reply
Contributor
Stephen_Dashman
Posts: 83
Registered: ‎12-04-2012

Re: Approved for Northwest Federal Credit Union Rewards MC!

Options

‎01-23-2013 08:33 PM

kevinjjc wrote:

Is there a hard pull just for joining? If so, where did they pull?

ok just opened an account on quizzle.com to see my experian report. only one pull so either they used the same pull after joining or only pulled for the credit application.

 

EX 650 (Credit.com 5/3/13) | EQ 645 (DCU 4/26/13) | TU 667 (Walmart 5/13/13)

DCU Visa Platinum 3200 | Affinity Plus Visa Platinum Rewards 2000 | BankAmericard Better Balance Rewards MC 2000 | Walmart Store Card 1000 | Capital One Platinum 750 | NTB Card 700 | Capital One Cash Rewards 500

Last App: 04/07/2013

Message 10 of 10 (183 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+