Approved for Partners First

jbh · ‎09-20-2008

Was the denial instant? (I was told to wait for the answer by mail)

That said, Adam, my pull was EQ only. I know this for sure.

spiritcraft1 · ‎09-21-2008

In my case... the denial came in the form of a letter... The TU pull was NOT at my request and if they would have pulled it 3 days later, it too would have been clean... bad timing, but do be prepared for an extra pull from TU besides the normal EQ pull.

I will wait a few months an dtry again...

Message Edited by spiritcraft1 on 09-21-2008 03:11 PM

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Breakthecycle2 · ‎09-21-2008

How did you get your scores up so much?

Starting Score: 454
Current Score: 690
Goal Score: 750

Take the FICO Fitness Challenge

Creditaddict · ‎09-22-2008

after success with Cabelas, decided to try this also. didn't get instant and tried calling the number it gave me and she said I would hear in 7-10 days but she also didn't understand what I was asking about doing manual underwriting over the phone.

I just don't understand how some people get jobs in credit and have no idea what credit means!

Re: Approved for Partners First

Re: Approved for Partners First

Re: Approved for Partners First

Re: Approved for Partners First