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I was approved yesterday for both cards with 4k limits. I have some old baddies from about 6 yrs ago. They pulled EQ. I know the baddies are on that report. So today i called to cancel my orchard card since the AF is due next month. They sent me to retention and said they would waive the annual fee so i said id keep it. they softed my report and still wouldnt budge from the $320 CL. How can i get two cards at 4k with 15% interest but they wont give me even 10 bucks on a card with a crazy interest rate that im not even sure what it is. I havent used the card since Jan. I only didnt cancel it since i didnt have to pay for it for this year. I had thought i have read on here that USAA was a conservative lender? i was suprised at the credit limit really, my highest card before those 2 is barclays at 2k.
Congratulations on getting the USAA Amex and the USAA MC --
You've been blessed!
Congratulations! Nice Limits! Membership has its privileges
USAA gives good credit limits, but I have never seen them top NFCU on first time limits. Congrats, and keep the other card open as long as there is no AF; your age will just grow!