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Valued Contributor
MsLadyRover
Posts: 2,816
Registered: ‎03-14-2012
0

Approved for Zync!!

Hi Everyone.

I've been a little under the radar because I had some minor surgery last week and have been resting and recuperating since.

This morning I woke up feeling really good and for some reason had the Zync on my mind.  So against my gardening commitment, I applied.

I initially got the 14 day message but just received an email saying I have been approved!

I'm so happy to finally be a part of the AXP family and I can't wait to find out whether my card will be backdated.

 

Back in 98/99, I had an Optima Secured Card.  The card was always in good standing and in 2004 maybe 2005, they discontinued the program and refunded my security deposit.  Hopefully the member since date will reflect.

Thanks again to the myfico family for all the great advice and for getting me where I am today.

 

Unfortunately, the bad news today is that they are now here in the garden to repossess my bronze spade.  Day 1 starts again tomorrow.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Contributor
SpiceIslander
Posts: 326
Registered: ‎02-01-2010
0

Re: Approved for Zync!!

Congrats! I hope you get well soon.

Meg.

FICO: 04/2014 - TU 765 | EQ ??? | EX 768

Amex BCP 12900 | Lowes 10,000 | LOC 9300 | Sallie Mae/Barclays World MC 9000 | FNBO 8900 | BOA Platinum+ 6000 | Citi Simplicity 5200 | Chase CSP 5000 | Achieva CU 4000 | Discover 4000 | Sam's Club 3000 | Sears 900
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Approved for Zync!!

Congrats!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
0

Re: Approved for Zync!!

Congrats!

               LIMITS IN CARD DESCRIPTIONS
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: Approved for Zync!!

Congrats on the approval!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Contributor
A_Madel
Posts: 92
Registered: ‎06-16-2012
0

Re: Approved for Zync!!

Enjoy your new card! 

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Valued Contributor
j_casteel
Posts: 1,904
Registered: ‎06-21-2012
0

Re: Approved for Zync!!

congrats!

 

i replaced my debit card with my Zync. Too bad it has the $500 hard limit so i have to make a million payments a month in order to be able to do that.

| Walmart $5k | Amazon $5k | NFCU $19.5k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:709 TU:703
Goal Scores: 700
across the board
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Approved for Zync!!

Congrats, Welcome to the amex family!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Contributor
NikJ4
Posts: 662
Registered: ‎01-24-2008
0

Re: Approved for Zync!!


MsLadyRover wrote:

Hi Everyone.

I've been a little under the radar because I had some minor surgery last week and have been resting and recuperating since.

This morning I woke up feeling really good and for some reason had the Zync on my mind.  So against my gardening commitment, I applied.

I initially got the 14 day message but just received an email saying I have been approved!

I'm so happy to finally be a part of the AXP family and I can't wait to find out whether my card will be backdated.

 

Back in 98/99, I had an Optima Secured Card.  The card was always in good standing and in 2004 maybe 2005, they discontinued the program and refunded my security deposit.  Hopefully the member since date will reflect.

Thanks again to the myfico family for all the great advice and for getting me where I am today.

 

Unfortunately, the bad news today is that they are now here in the garden to repossess my bronze spade.  Day 1 starts again tomorrow.


Super congrats. I am so happy for you... They still wont play with me.:smileysad:    Do you mind sharing your current score and your utilization?



Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Approved for Zync!!

CONGRATS!!!!

 

Welcome to the family!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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