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Approved for Zync!!

Valued Contributor

Approved for Zync!!

Hi Everyone.

I've been a little under the radar because I had some minor surgery last week and have been resting and recuperating since.

This morning I woke up feeling really good and for some reason had the Zync on my mind.  So against my gardening commitment, I applied.

I initially got the 14 day message but just received an email saying I have been approved!

I'm so happy to finally be a part of the AXP family and I can't wait to find out whether my card will be backdated.

 

Back in 98/99, I had an Optima Secured Card.  The card was always in good standing and in 2004 maybe 2005, they discontinued the program and refunded my security deposit.  Hopefully the member since date will reflect.

Thanks again to the myfico family for all the great advice and for getting me where I am today.

 

Unfortunately, the bad news today is that they are now here in the garden to repossess my bronze spade.  Day 1 starts again tomorrow.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 1 of 16
15 REPLIES
Frequent Contributor

Re: Approved for Zync!!

Congrats! I hope you get well soon.

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Message 2 of 16
Valued Contributor

Re: Approved for Zync!!

Congrats!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 16
Valued Contributor

Re: Approved for Zync!!

Congrats!

               LIMITS IN CARD DESCRIPTIONS
Message 4 of 16
Frequent Contributor

Re: Approved for Zync!!

Congrats on the approval!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 5 of 16
Contributor

Re: Approved for Zync!!

Enjoy your new card! 

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Message 6 of 16
Valued Contributor

Re: Approved for Zync!!

congrats!

 

i replaced my debit card with my Zync. Too bad it has the $500 hard limit so i have to make a million payments a month in order to be able to do that.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 7 of 16
Moderator Emeritus

Re: Approved for Zync!!

Congrats, Welcome to the amex family!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 8 of 16
Established Contributor

Re: Approved for Zync!!


MsLadyRover wrote:

Hi Everyone.

I've been a little under the radar because I had some minor surgery last week and have been resting and recuperating since.

This morning I woke up feeling really good and for some reason had the Zync on my mind.  So against my gardening commitment, I applied.

I initially got the 14 day message but just received an email saying I have been approved!

I'm so happy to finally be a part of the AXP family and I can't wait to find out whether my card will be backdated.

 

Back in 98/99, I had an Optima Secured Card.  The card was always in good standing and in 2004 maybe 2005, they discontinued the program and refunded my security deposit.  Hopefully the member since date will reflect.

Thanks again to the myfico family for all the great advice and for getting me where I am today.

 

Unfortunately, the bad news today is that they are now here in the garden to repossess my bronze spade.  Day 1 starts again tomorrow.


Super congrats. I am so happy for you... They still wont play with me.Smiley Sad    Do you mind sharing your current score and your utilization?



Start Score:493Current Score:510,540, 569
Goal Score: 700>>>>>
Message 9 of 16
Mega Contributor

Re: Approved for Zync!!

CONGRATS!!!!

 

Welcome to the family!!!




EQ FICO 548 3/3/16
Message 10 of 16