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Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Approved for Zync!!

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‎08-23-2012 10:48 AM

Hi Everyone.

I've been a little under the radar because I had some minor surgery last week and have been resting and recuperating since.

This morning I woke up feeling really good and for some reason had the Zync on my mind.  So against my gardening commitment, I applied.

I initially got the 14 day message but just received an email saying I have been approved!

I'm so happy to finally be a part of the AXP family and I can't wait to find out whether my card will be backdated.

 

Back in 98/99, I had an Optima Secured Card.  The card was always in good standing and in 2004 maybe 2005, they discontinued the program and refunded my security deposit.  Hopefully the member since date will reflect.

Thanks again to the myfico family for all the great advice and for getting me where I am today.

 

Unfortunately, the bad news today is that they are now here in the garden to repossess my bronze spade.  Day 1 starts again tomorrow.


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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Contributor
SpiceIslander
Posts: 254
Registered: ‎02-01-2010

Re: Approved for Zync!!

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‎08-23-2012 10:51 AM

Congrats! I hope you get well soon.

Meg.


FICO: EQ 756 / TU 721 - 04/01/13 / EX 744 - 08/24/12 (AmEx)
FAKO: CK 731 - 04/01/13 / Quizzle 744 - 04/01/13
Message 2 of 16 (583 Views)
 
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Valued Contributor
jsickz32
Posts: 1,810
Registered: ‎06-25-2012

Re: Approved for Zync!!

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‎08-23-2012 10:52 AM

Congrats!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: Approved for Zync!!

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‎08-23-2012 10:56 AM

Congrats!

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
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Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Approved for Zync!!

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‎08-23-2012 10:56 AM

Congrats on the approval!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
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Contributor
A_Madel
Posts: 92
Registered: ‎06-16-2012

Re: Approved for Zync!!

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‎08-23-2012 10:58 AM

Enjoy your new card! 

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
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Established Contributor
j_casteel
Posts: 1,002
Registered: ‎06-21-2012

Re: Approved for Zync!!

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‎08-23-2012 10:58 AM

congrats!

 

i replaced my debit card with my Zync. Too bad it has the $500 hard limit so i have to make a million payments a month in order to be able to do that.

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
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Moderator
webhopper
Posts: 6,697
Registered: ‎09-16-2011

Re: Approved for Zync!!

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‎08-23-2012 12:53 PM

Congrats, Welcome to the amex family!
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
Message 8 of 16 (477 Views)
 
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Established Contributor
NikJ4
Posts: 649
Registered: ‎01-24-2008

Re: Approved for Zync!!

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‎08-23-2012 01:21 PM

MsLadyRover wrote:

Hi Everyone.

I've been a little under the radar because I had some minor surgery last week and have been resting and recuperating since.

This morning I woke up feeling really good and for some reason had the Zync on my mind.  So against my gardening commitment, I applied.

I initially got the 14 day message but just received an email saying I have been approved!

I'm so happy to finally be a part of the AXP family and I can't wait to find out whether my card will be backdated.

 

Back in 98/99, I had an Optima Secured Card.  The card was always in good standing and in 2004 maybe 2005, they discontinued the program and refunded my security deposit.  Hopefully the member since date will reflect.

Thanks again to the myfico family for all the great advice and for getting me where I am today.

 

Unfortunately, the bad news today is that they are now here in the garden to repossess my bronze spade.  Day 1 starts again tomorrow.

Super congrats. I am so happy for you... They still wont play with me.:smileysad:    Do you mind sharing your current score and your utilization?



Start Score:493Current Score: 623 as of 3/1613.
Goal Score: 700>>>>>App free since 3/21/13
Message 9 of 16 (447 Views)
 
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Mega Contributor
LS2982
Posts: 14,436
Registered: ‎04-09-2011

Re: Approved for Zync!!

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‎08-23-2012 02:55 PM

CONGRATS!!!!

 

Welcome to the family!!!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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