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Established Contributor
LesWH
Posts: 600
Registered: ‎10-11-2012

Re: Approved for a joint account today for 20k with Commerce Bank


astritaho1979 wrote:

09Lexie wrote:

astritaho1979 wrote:

Ok i just aplied for me to be added as joint account holder with my wife for 20k for Comerce Bnk Vsa Patinium

They had to check my credit and 1 week later today Approved for 20k joint account wich means the same as having your own credit card in a way

They told me that it should be backdated since 2004 when my wfe first got the account opened.I am somehow nervous about the backdate

Any thoughts?


I could have sworn I read that you weren't apping anymore...just a few days ago. 

I could be wrong...Congrats on getting added to your DW card. 


No ur right i did said i wouldnt do it but my wife has the card since 2004 i think and that would help myAAA so i calld and the bank said they had to look at my app and let me know in a week

No hard pull for some reason


That's interesting.  Commerce Bank doesn't do joint card applications over the phone.  There is a form that they will send out to the cardholder to be filled out and sent back to them. (f)lies, (f)lies, (f)lies everywhere!!  Can't you guys hear them buzzing????


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011

Re: Approved for a joint account today for 20k with Commerce Bank

how about congrats


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Established Contributor
LesWH
Posts: 600
Registered: ‎10-11-2012

Re: Approved for a joint account today for 20k with Commerce Bank


astritaho1979 wrote:

how about congrats


For what?  Nothing happened....


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011

Re: Approved for a joint account today for 20k with Commerce Bank

i send all the necesary docs.I dont know what are you talking about.I have the card get use to it


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Established Contributor
LesWH
Posts: 600
Registered: ‎10-11-2012

Re: Approved for a joint account today for 20k with Commerce Bank


astritaho1979 wrote:

i send all the necesary docs.I dont know what are you talking about.I have the card get use to it


surrrrrreeeee you did!  LMAO!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011

Re: Approved for a joint account today for 20k with Commerce Bank

i tell you what i will send you the pic of the card and you apologize.lol


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Established Contributor
LesWH
Posts: 600
Registered: ‎10-11-2012

Re: Approved for a joint account today for 20k with Commerce Bank


astritaho1979 wrote:

i tell you what i will send you the pic of the card and you apologize.lol


I can send you a pic of the card too, doesn't mean it's mine....LMAO!!  I can still hear those (f)lies buzzing!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Regular Contributor
Tryon2improve
Posts: 200
Registered: ‎12-04-2011

Re: Approved for a joint account today for 20k with Commerce Bank


LesWH wrote:

astritaho1979 wrote:

i send all the necesary docs.I dont know what are you talking about.I have the card get use to it


surrrrrreeeee you did!  LMAO!!


I am starting to see a pattern... 1+1=5 CLI

Seriously though, things are getting pretty out of hand.  People come here for solid, reputable advice and information.  When one poster seems to have EVERY exception to EVERY rule it becomes a question of the posters reality. 

 

I will refrain from posting any comments on the users thread in the future and hope others will join me. 

 

And wait for it..... Thread is locked ......  PLEASE



Contributor
BearOSO
Posts: 96
Registered: ‎10-03-2012

Re: Approved for a joint account today for 20k with Commerce Bank

My thoughts


Starting Score: 656 12/2012
Current Score: FICO (USAA pulled) EXP:678 | myFICO EQ:671 | myFICO TU:685 | App free since 2/1/2013
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Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011

Re: Approved for a joint account today for 20k with Commerce Bank


LesWH wrote:

astritaho1979 wrote:

i tell you what i will send you the pic of the card and you apologize.lol


I can send you a pic of the card too, doesn't mean it's mine....LMAO!! 
With my name on it?


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736

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