Approved for capitol one secured credit card.

[nafelix89]

As my final option I applied for this credit card. I had to pay a $99 deposit and it has a $29 annual fee but this is so much better than nothing. $200 limit but only gonna use it to pay for gas anyways so I'm pretty stoked about building my credit.

[myjourney]

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@nafelix89 wrote:

As my final option I applied for this credit card. I had to pay a $99 deposit and it has a $29 annual fee but this is so much better than nothing. $200 limit but only gonna use it to pay for gas anyways so I'm pretty stoked about building my credit.

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Congrats treat it well

[djc1puno]

Congrats! At least you did partial depo! Wtg!

[Thammer]

Congrats! That's the same card I opened to start my credit rebuilding process. Treat it well and in a year you'll likely be approved for a non secured card!

[eviLution]

I started off with the same card a year ago and just closed it. It did it's job!

[nafelix89]

So my 1 question is, if I want a bigger credit limit I can deposit more money for it, that I understand. But later on when I want to close the account would I get the whole thing back? I paid a deposit of $99 for a $200 limit. If I give them another $100 that should make my limit to $300. Later on if I want to close the account I should be getting back $199 correct?

[eviLution]

Yes!

[mikey78]

congratz when your credit history improves and get better credit card offers

close it unless they waive the annual fees

i believe after a few on time payments they will offer you a CLI for an additional $$

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@nafelix89 wrote:

As my final option I applied for this credit card. I had to pay a $99 deposit and it has a $29 annual fee but this is so much better than nothing. $200 limit but only gonna use it to pay for gas anyways so I'm pretty stoked about building my credit.

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