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Approved for discover!!!

Regular Contributor

Approved for discover!!!

I'm so excited! They have denied me 3 times in the past 5-6 years and the other day I got an offer, I said I wasn't going to do it but I hit the button and was approved! Does anyone know how long I have to wait to find out my credit limit? I'm thinking of calling but I'm sure 30 minutes later is too soon, haha

 

My current credit scores are an 685 with transunion and a 694 equifax


Starting Score: 480-550 in 2005
Current Score: 761 TU/764 EQ - 08/1/2013 /754 EX 12/15/12
Goal Score: 800


Take the FICO Fitness Challenge
Message 1 of 5
4 REPLIES
New Member

Re: Approved for discover!!!

Congrats!

 

They should post a decision online when they email you a confirmation, or by snail mail. My account application was instant approved, but until they got back to me a couple of days later, on the application website that I learned my CL was $8,000. 737 EQ 712 TU 733 EX

 

However, the APR was outrages 14.99, but will definitely take advantage of the balance transfer offer by transferring from what was a great credit card company (Chase) to being crap. After that will make the concerted effort to pay in full. But like the 1-5% rewards programs.

Message 2 of 5
New Contributor

Re: Approved for discover!!!

Congrats khw!

 

Looking at the Discover More myself, would you mind if I ask you if you had any lates or derogs?


Starting Score: EQ: 651
Current Score: EQ: 664 | TU: 665 - 03/2010
                       EQ: 673 | TU: 681 | EX Plus: 663 - 05/2010
Goal Score: EQ: 710 | TU: 710

Take the FICO Fitness Challenge
Message 3 of 5
Regular Contributor

Re: Approved for discover!!!

Thanks guys! .. g35_ab05 it was a discover more that I was approved for and yes I have one 60 day late from 2005 on a capital one card that I'm trying to get goodwilled and I have one medical collection that's almost 7 years old (its scheduled to come off this fall, sept I think. But other then that I have a perfect payment history on all other cards/car loans .


Starting Score: 480-550 in 2005
Current Score: 761 TU/764 EQ - 08/1/2013 /754 EX 12/15/12
Goal Score: 800


Take the FICO Fitness Challenge
Message 4 of 5
Highlighted
New Contributor

Re: Approved for discover!!!

Thanks khw! Hopefully I'll be in as good a shape as you once I get some GW responses. Hopefully I'll get to apply once my scores hit above 700. Congrats again!


Starting Score: EQ: 651
Current Score: EQ: 664 | TU: 665 - 03/2010
                       EQ: 673 | TU: 681 | EX Plus: 663 - 05/2010
Goal Score: EQ: 710 | TU: 710

Take the FICO Fitness Challenge
Message 5 of 5