Reply
Regular Contributor
khw
Posts: 115
Registered: ‎05-27-2007
0

Approved for discover!!!

I'm so excited! They have denied me 3 times in the past 5-6 years and the other day I got an offer, I said I wasn't going to do it but I hit the button and was approved! Does anyone know how long I have to wait to find out my credit limit? I'm thinking of calling but I'm sure 30 minutes later is too soon, haha

 

My current credit scores are an 685 with transunion and a 694 equifax


Starting Score: 480-550 in 2005
Current Score: 761 TU/764 EQ - 08/1/2013 /754 EX 12/15/12
Goal Score: 800


Take the FICO Fitness Challenge
New Member
NoWnZeN69
Posts: 2
Registered: ‎01-02-2010
0

Re: Approved for discover!!!

[ Edited ]

Congrats!

 

They should post a decision online when they email you a confirmation, or by snail mail. My account application was instant approved, but until they got back to me a couple of days later, on the application website that I learned my CL was $8,000. 737 EQ 712 TU 733 EX

 

However, the APR was outrages 14.99, but will definitely take advantage of the balance transfer offer by transferring from what was a great credit card company (Chase) to being crap. After that will make the concerted effort to pay in full. But like the 1-5% rewards programs.

New Contributor
g35_ab05
Posts: 74
Registered: ‎03-30-2010
0

Re: Approved for discover!!!

Congrats khw!

 

Looking at the Discover More myself, would you mind if I ask you if you had any lates or derogs?


Starting Score: EQ: 651
Current Score: EQ: 664 | TU: 665 - 03/2010
                       EQ: 673 | TU: 681 | EX Plus: 663 - 05/2010
Goal Score: EQ: 710 | TU: 710

Take the FICO Fitness Challenge
Regular Contributor
khw
Posts: 115
Registered: ‎05-27-2007
0

Re: Approved for discover!!!

Thanks guys! .. g35_ab05 it was a discover more that I was approved for and yes I have one 60 day late from 2005 on a capital one card that I'm trying to get goodwilled and I have one medical collection that's almost 7 years old (its scheduled to come off this fall, sept I think. But other then that I have a perfect payment history on all other cards/car loans .


Starting Score: 480-550 in 2005
Current Score: 761 TU/764 EQ - 08/1/2013 /754 EX 12/15/12
Goal Score: 800


Take the FICO Fitness Challenge
New Contributor
g35_ab05
Posts: 74
Registered: ‎03-30-2010
0

Re: Approved for discover!!!

Thanks khw! Hopefully I'll be in as good a shape as you once I get some GW responses. Hopefully I'll get to apply once my scores hit above 700. Congrats again!


Starting Score: EQ: 651
Current Score: EQ: 664 | TU: 665 - 03/2010
                       EQ: 673 | TU: 681 | EX Plus: 663 - 05/2010
Goal Score: EQ: 710 | TU: 710

Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}