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Been reading myfico and been waiting to app for the Amex BCP. The BCP is my 2nd Amex. My 1st was Amex SPG. I am now in gardening mode for 1 full year
Don't know what my EX fico is but my EX Plus pulled right before apping was 747. Clean report...No lates, baddies, etc......AAoA is 5.6yrs. Hope this infor will help others.
Congrats!! what are you gonna do with your AMEX SPG?
@Guava wrote:Congrats!! what are you gonna do with your AMEX SPG?
My SPG AF won't be due for another year. I will see if they will combine both CL down the road - or cancel the SPG when my AF is due. My other option would be to PC it to HHonors w/no AF.
6% supermarkets and 3% gas stations cashback is just too hard to pass up
Oh..received $150 cashback and 0% for 12 months with approval......hoooooray!!
Hoorayyy!!!
Congrats on your approval. I just applied for the BCP as well just now. I got the under review message, then checked seconds later and it said I was declined. I have had the zync for 6 months, I thought I would have gotten it. But my reasons were for decline was because my utl which was pretty high because I let my balances report this month because i wasn't planning in apping for any cards. Do you think I should recon?
Congratulations! FYI - from personal experience, your fico score usually runs about 6 points higer than your experian FAKO score...
Congrats -- I have been using my BCP heavily. Great card to have!!
@searchingfor67 wrote:Congratulations! FYI - from personal experience, your fico score usually runs about 6 points higer than your experian FAKO score...
My EX Plus Score is 764 and my TRUE EX FICO is 790 provided by AmEx in my Congrats letter.
Congratulations to the OP, are your AmEx's backdated, I have 3 AmEx's, all backdated to 1991
Congrats on the approval!! I app'd last Wednesday for the BCP card and got it with a $9200 limit. This is my 3rd Amex this year and also have backdating to 1982 which is sooooo gonna help my AAoA with all of the cards I opened since buying my house. The cash back bonuses are good too. I also app'd and was approved for a BofA Cash Rewards VISA Signature card on Friday with a $250 cash back bonus after $500 spend. Some good stuff out there for folks that can get approved.
Congrats! Apped and got BCP prefered this week as well. The increased rates are definately worth the $75AF. Only $2K on mine but it matched my highest reporting limit and will hopefully grow as I intend to put heavy use on it.