cancel
Showing results for 
Search instead for 
Did you mean: 

Approved for my 2nd Amex..........

tag
tntexans72
Valued Contributor

Approved for my 2nd Amex..........

Been reading myfico and been waiting to app for the Amex BCP. The BCP is my 2nd Amex. My 1st was Amex SPG. I am now in gardening mode for 1 full year Smiley Happy

 

Don't know what my EX fico is but my EX Plus pulled right before apping was 747. Clean report...No lates, baddies, etc......AAoA is 5.6yrs. Hope this infor will help others.

 

 

Message 1 of 22
21 REPLIES 21
Guava
Established Contributor

Re: Approved for my 2nd Amex..........

Congrats!! what are you gonna do with your AMEX SPG?


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 2 of 22
tntexans72
Valued Contributor

Re: Approved for my 2nd Amex..........


@Guava wrote:

Congrats!! what are you gonna do with your AMEX SPG?



My SPG AF won't be due for another year. I will see if they will combine both CL down the road - or cancel the SPG when my AF is due. My other option would be to PC it to HHonors w/no AF.

 

6% supermarkets and 3% gas stations cashback is just too hard to pass up Smiley Happy

 

Oh..received $150 cashback and 0% for 12 months with approval......hoooooray!!

 

 

 

Message 3 of 22
Guava
Established Contributor

Re: Approved for my 2nd Amex..........

Hoorayyy!!! Smiley Very Happy


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 4 of 22
Meltdownblitz
Frequent Contributor

Re: Approved for my 2nd Amex..........

Congrats on your approval. I just applied for the BCP as well just now. I got the under review message, then checked seconds later and it said I was declined. I have had the zync for 6 months, I thought I would have gotten it. But my reasons were for decline was because my utl which was pretty high because I let my balances report this month because i wasn't planning in apping for any cards. Do you think I should recon?



Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

Message 5 of 22
searchingfor67
Established Contributor

Re: Approved for my 2nd Amex..........

Congratulations! FYI - from personal experience, your fico score usually runs about 6 points higer than your experian FAKO score...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 6 of 22
SevenNEW
Established Contributor

Re: Approved for my 2nd Amex..........

Congrats -- I have been using my BCP heavily. Great card to have!!

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Message 7 of 22
Anonymous
Not applicable

Re: Approved for my 2nd Amex..........


@searchingfor67 wrote:

Congratulations! FYI - from personal experience, your fico score usually runs about 6 points higer than your experian FAKO score...


My EX Plus Score is 764 and my TRUE EX FICO is 790 provided by AmEx in my Congrats letter.

 

Congratulations to the OP, are your AmEx's backdated, I have 3 AmEx's, all backdated to 1991Smiley Wink

Message 8 of 22
jefftca925
Established Contributor

Re: Approved for my 2nd Amex..........

Congrats on the approval!!  I app'd last Wednesday for the BCP card and got it with a $9200 limit.  This is my 3rd Amex this year and also have backdating to 1982 which is sooooo gonna help my AAoA with all of the cards I opened since buying my house.  The cash back bonuses are good too.  I also app'd and was approved for a BofA Cash Rewards VISA Signature card on Friday with a $250 cash back bonus after $500 spend.  Some good stuff out there for folks that can get approved.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 9 of 22
boomhower
Valued Contributor

Re: Approved for my 2nd Amex..........

Congrats!  Apped and got BCP prefered this week as well.  The increased rates are definately worth the $75AF.  Only $2K on mine but it matched my highest reporting limit and will hopefully grow as I intend to put heavy use on it.

Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.