Approved for my 2nd Amex..........

[CS800]

Congrats OP !!!

I got the BCE last week ; couldnt see myslef spend enough to justify the $75 AF.

So far 3 AMEX's backdated to 2001...well two but 'm sure that when the BCE reports, it will be 2001. I will monitor that.

[Meltdownblitz]

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@boomhower wrote:

Congrats!  Apped and got BCP prefered this week as well.  The increased rates are definately worth the $75AF.  Only $2K on mine but it matched my highest reporting limit and will hopefully grow as I intend to put heavy use on it.

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Damn and they couldn't even approve me for 2k and I have a few cards that are around double that. Congrats on your approval though!

[Anonymous]

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@boomhower wrote:

Congrats!  Apped and got BCP prefered this week as well.  The increased rates are definately worth the $75AF.  Only $2K on mine but it matched my highest reporting limit and will hopefully grow as I intend to put heavy use on it.

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AmEx can be very generous, like you said put heavy use on it, pay in full, and come 61 days, call and ask for up to 3X your current CL, if you're not comfortable asking for the full 3X (4K increase) ask for 2K, that's all up to you, but know the option is available to ask for CLI in 61 days after activation.

Congrats to you as well, like I said earlier, it's a GREAT card with awesome rewards.

[Walt_K]

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@tntexans72 wrote:

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@Guava wrote:

Congrats!! what are you gonna do with your AMEX SPG?

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My SPG AF won't be due for another year. I will see if they will combine both CL down the road - or cancel the SPG when my AF is due. My other option would be to PC it to HHonors w/no AF.

6% supermarkets and 3% gas stations cashback is just too hard to pass up

Oh..received $150 cashback and 0% for 12 months with approval......hoooooray!!

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I believe I've read that you can't PC from one of the hotel cards to the other.  I think you can PC to a different card and then later PC to the HHonors card, but there was a thread saying they won't let you PC directly to HHonors or vice versa. 

[tntexans72]

Thanks for all your comments............

Just called amex and found out my CL is $10K........triple hooray!!

They matched my SPG CL..........

[tntexans72]

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@Walt_K wrote:

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@tntexans72 wrote:

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@Guava wrote:

Congrats!! what are you gonna do with your AMEX SPG?

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My SPG AF won't be due for another year. I will see if they will combine both CL down the road - or cancel the SPG when my AF is due. My other option would be to PC it to HHonors w/no AF.

6% supermarkets and 3% gas stations cashback is just too hard to pass up

Oh..received $150 cashback and 0% for 12 months with approval......hoooooray!!

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I believe I've read that you can't PC from one of the hotel cards to the other.  I think you can PC to a different card and then later PC to the HHonors card, but there was a thread saying they won't let you PC directly to HHonors or vice versa. 

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I had email CSR about 2 months ago and the list of cards they said I could PC into is HHonors along with BCP and a few others. I went ahead and apped for the BCP cause I wanted the use to be $100 signup bonus....now $150 signup bonus plus 0% interest for 12 months.

In terms of PC...I don't know if that has change since the last time I had communication with the CSR but I know there will be options. I will only pay an AF if I use the card to justify the AF and I generally only use 2 cards at one time.

[Walt_K]

Thanks for the clarification. 

[tntexans72]

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@Meltdownblitz wrote:

Congrats on your approval. I just applied for the BCP as well just now. I got the under review message, then checked seconds later and it said I was declined. I have had the zync for 6 months, I thought I would have gotten it. But my reasons were for decline was because my utl which was pretty high because I let my balances report this month because i wasn't planning in apping for any cards. Do you think I should recon?

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Definitely worth a RECON since you already took the hit. You never know...just be prepare to answer or tell them why you wanted the card. The BCP may be a little tough so ask for the BCE with no/AF and see if they will reconsider with the same apped for the BCP.

[tntexans72]

Checked my EX Plus score today and my score just had a HUGE dropped...............

Was 747..........NOW...........718. What a sad, sad day..........

Getting approved for the Amex BCP has it's price!!

Once the hard iquiry hit 11/23/2011, my score tanked......

Definitely garden mode for 1 full year to get my score back up. I now have a total of 3 hard iquiries on my EX report and that's what Amex pulled.

[jefftca925]

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@tntexans72 wrote:

Checked my EX Plus score today and my score just had a HUGE dropped...............

Was 747..........NOW...........718. What a sad, sad day..........

Getting approved for the Amex BCP has it's price!!

Once the hard iquiry hit 11/23/2011, my score tanked......

Definitely garden mode for 1 full year to get my score back up. I now have a total of 3 hard iquiries on my EX report and that's what Amex pulled.

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It's a temporary setback that will quickly recover.  Just keep paying on time and you'll see your score go right back up again.