Approved for my 2nd Amex..........

[pizzadude]

-------->   Was 747..........NOW...........718. What a sad, sad day...Getting approved for the Amex BCP has it's price!!   Once the hard iquiry hit 11/23/2011, my score tanked......

Congrats on the approval !!   I wouldn't lose any sleep, there is no way that your EX FICO score dropped by 30 points due to an inquiry.   EX Plus has its own scoring formula unrelated to FICO scoring, and nothing should be inferred from it.

[dalebb]

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@pizzadude wrote:

-------->   Was 747..........NOW...........718. What a sad, sad day...Getting approved for the Amex BCP has it's price!!   Once the hard iquiry hit 11/23/2011, my score tanked......

Congrats on the approval !!   I wouldn't lose any sleep, there is no way that your EX FICO score dropped by 30 points due to an inquiry.   EX Plus has its own scoring formula unrelated to FICO scoring, and nothing should be inferred from it.

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u will bounce back,, i have 18 HI's on EX and it's still 737, when the new card reports ul jump up