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Approved for my first non-secured card!

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farmgirljen
Valued Member

Approved for my first non-secured card!

I decided to see what I might be pre-approved for with capital one, since i got that mailer recently from them....I was pre-approved and then instantly approved online for a capital one no hassle rewards  card with a $500 CL. it does have a $39 AF, but no APR until March 2011...  Not bad for someone who just got approved for their first ever card in Feb this year-and that was a secured card through  my local CU. I am so excited to be able to say I have my first real credit card,lol...I don't need it- but it is sure nice to know it is there-and it means that I am on the right path to excellent credit. My scores were in the low 500's less than a year ago, and just this week have gone up to 665TU, and 633 EQ via scorewatch and careful usage of my secured card.


Starting Score: EQ 581,NO TU
Current Score: TU 676, EQ 663 EX 653
Goal Score: 700


Take the FICO Fitness Challenge
Message 1 of 6
5 REPLIES 5
Iincognito
Regular Contributor

Re: Approved for my first non-secured card!

Awesome, grats on your new card!

Message 2 of 6
Datx
Valued Contributor

Re: Approved for my first non-secured card!

That is awesome. I hope to be able to get approved for a non-secured card once again in the next 6 or so months. Congrats!!

Message 3 of 6
score_building
Senior Contributor

Re: Approved for my first non-secured card!

Congrats on the great progress and new cc!  Cap1 was my first card too. 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 4 of 6
sonson
Regular Contributor

Re: Approved for my first non-secured card!

congrats on the new card!


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


Take the FICO Fitness Challenge







Message 5 of 6
demitasse03
Valued Member

Re: Approved for my first non-secured card!

Congratulations!  I remember that feeling very well.  Keep up the good work on your score!

Message 6 of 6
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