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Approved for "Chevron and Texaco Personal Credit Card"

Valued Member

Approved for "Chevron and Texaco Personal Credit Card"

My work commute is 30 miles, so I spend a lot of money on gas (almost all of it at my Chevron). After seeing the 10 cent per gallon fuel rewards offer I decided to pull the trigger.

 

"You have been approved for a Chevron and Texaco Personal Credit Card. You will receive your new card in 7 - 10 days."

 

I applied for the Visa card but got approved for the "Personal Credit Card". So the system decided that I didn't qualify for a Visa but I did qualify for the store card. Online approval was instant, just clicked the submit button and got that message. No word on the limit yet.

 

I was hoping to get the Visa but I guess I still don't qualify for an unsecured bank card. I've got a few baddies and late payments on my report from about six years ago. No recent baddies, no bankruptcy. Current credit score is 647 EQ.

 

Even if it is just a gas card I am quite happy to be approved. This will be the first unsecured credit card in 8 years!

 

Anyone have and opinions or experiences with this card that they want to share? Does the store card report to the CRAs?


Starting Score (3/21/10): EQ: 646 - TU: 655
Current Score (4/10/12 Lender): EQ: 783 - TU: 779 - EX: 780
Goal Score: Completed


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Message 1 of 6
5 REPLIES
Regular Contributor

Re: Approved for "Chevron and Texaco Personal Credit Card"

congrats on the new line of credit!


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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Message 2 of 6
Valued Contributor

Re: Approved for "Chevron and Texaco Personal Credit Card"

Did they pull Equifax?


I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of June '16 - EQ-592, TU-635. EX-629
Gardening since June2016
Message 3 of 6
Contributor

Re: Approved for "Chevron and Texaco Personal Credit Card"

Yes it reports. In some parts of the country (e.g. Florida) you get the cash price for using the store card.....

Message 4 of 6
Valued Member

Re: Approved for "Chevron and Texaco Personal Credit Card"

I haven't recieved a note from Score Watch yet, so they probably didn't inq EQ. But not much time has passed yet so I can't say for sure. I don't have any TU monitoring.

 

I'll post an update here if/when I figure out what CRA they hit.


Starting Score (3/21/10): EQ: 646 - TU: 655
Current Score (4/10/12 Lender): EQ: 783 - TU: 779 - EX: 780
Goal Score: Completed


Take the FICO Fitness Challenge
Message 5 of 6
Valued Member

Re: Approved for "Chevron and Texaco Personal Credit Card"

Got the number:

 

Credit Limit: $350

 

Update:

 

Looks like it hit Trans Union with the inquiry.


Starting Score (3/21/10): EQ: 646 - TU: 655
Current Score (4/10/12 Lender): EQ: 783 - TU: 779 - EX: 780
Goal Score: Completed


Take the FICO Fitness Challenge
Message 6 of 6