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Approved for "Chevron and Texaco Personal Credit Card"

Valued Member

Approved for "Chevron and Texaco Personal Credit Card"

My work commute is 30 miles, so I spend a lot of money on gas (almost all of it at my Chevron). After seeing the 10 cent per gallon fuel rewards offer I decided to pull the trigger.

 

"You have been approved for a Chevron and Texaco Personal Credit Card. You will receive your new card in 7 - 10 days."

 

I applied for the Visa card but got approved for the "Personal Credit Card". So the system decided that I didn't qualify for a Visa but I did qualify for the store card. Online approval was instant, just clicked the submit button and got that message. No word on the limit yet.

 

I was hoping to get the Visa but I guess I still don't qualify for an unsecured bank card. I've got a few baddies and late payments on my report from about six years ago. No recent baddies, no bankruptcy. Current credit score is 647 EQ.

 

Even if it is just a gas card I am quite happy to be approved. This will be the first unsecured credit card in 8 years!

 

Anyone have and opinions or experiences with this card that they want to share? Does the store card report to the CRAs?


Starting Score (3/21/10): EQ: 646 - TU: 655
Current Score (4/10/12 Lender): EQ: 783 - TU: 779 - EX: 780
Goal Score: Completed


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5 REPLIES
Regular Contributor

Re: Approved for "Chevron and Texaco Personal Credit Card"

congrats on the new line of credit!


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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Valued Contributor

Re: Approved for "Chevron and Texaco Personal Credit Card"

Did they pull Equifax?


I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of June '16 - EQ-592, TU-635. EX-629
Gardening since June2016
Contributor

Re: Approved for "Chevron and Texaco Personal Credit Card"

Yes it reports. In some parts of the country (e.g. Florida) you get the cash price for using the store card.....

Valued Member

Re: Approved for "Chevron and Texaco Personal Credit Card"

I haven't recieved a note from Score Watch yet, so they probably didn't inq EQ. But not much time has passed yet so I can't say for sure. I don't have any TU monitoring.

 

I'll post an update here if/when I figure out what CRA they hit.


Starting Score (3/21/10): EQ: 646 - TU: 655
Current Score (4/10/12 Lender): EQ: 783 - TU: 779 - EX: 780
Goal Score: Completed


Take the FICO Fitness Challenge
Valued Member

Re: Approved for "Chevron and Texaco Personal Credit Card"

Got the number:

 

Credit Limit: $350

 

Update:

 

Looks like it hit Trans Union with the inquiry.


Starting Score (3/21/10): EQ: 646 - TU: 655
Current Score (4/10/12 Lender): EQ: 783 - TU: 779 - EX: 780
Goal Score: Completed


Take the FICO Fitness Challenge