Reply
Established Member
marilynmonroe078
Posts: 26
Registered: ‎07-29-2012

Approved for the Discover More Student Card for $1000!

I applied for this a week after I had applied for the Chase Amazon card and the Freedom card and got a CL of $1000.

 

I received a letter in the mail about my application (they were unable to approve it because there was...get this....no residence telephone.  A big **bleep** but whatever).  So I had reapplied then called the New Accounts department, they took the info from my new app, tossed me over to a Senior analyst who asked me about my student loans and what I wanted to use the card for and voila, instant approval for $1000.  Get the 0% intro APR for 9 months and card should be here by next thursday.

 

Looks like just because you don't recieve an instant Approval after applying  doesn't mean that you're automatically denied.


Current Score: EQ FICO (07/27/2012): 687 (08/01/2012): 688, EX (07/27/2012): 696, TU(07/27/2012: 667 (08/06/2012): 712
Goal Score: 700+


In my wallet: Chase Amazon Rewards Visa ($1300), Capital One Rewards ($300), Chase Freedom ($500), Discover More Student ($1000), Citi Forward student ($2000)

Take the FICO Fitness Challenge


Contributor
supersam101
Posts: 94
Registered: ‎06-16-2012

Re: Approved for the Discover More Student Card for $1000!

Congrats. Did you have to recon your chase freedom or was it a instant approval. Also how old is your oldest credit card.
Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Approved for the Discover More Student Card for $1000!

Congratulations on the approvals :smileyhappy: Many times the only reason for the 7-10 day message has been identity verification for me.

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Established Member
marilynmonroe078
Posts: 26
Registered: ‎07-29-2012

Re: Approved for the Discover More Student Card for $1000!

My oldest credit card is literally 1 week old (Chase Amazon Visa).  The Chase Freedom took some recon work due to verification so I never got a denial and just received letters stating that they needed my SSN.


Current Score: EQ FICO (07/27/2012): 687 (08/01/2012): 688, EX (07/27/2012): 696, TU(07/27/2012: 667 (08/06/2012): 712
Goal Score: 700+


In my wallet: Chase Amazon Rewards Visa ($1300), Capital One Rewards ($300), Chase Freedom ($500), Discover More Student ($1000), Citi Forward student ($2000)

Take the FICO Fitness Challenge


Established Contributor
flowfaster
Posts: 785
Registered: ‎08-30-2011

Re: Approved for the Discover More Student Card for $1000!

I wonder if you can PC to the IT card from the student More?  Congrats on the Discover card, Shopdiscover is the best.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Contributor
supersam101
Posts: 94
Registered: ‎06-16-2012

Re: Approved for the Discover More Student Card for $1000!

Are you a authorized user on another account? If not your pretty lucky to get $1000 dollars from chase. They denied me with 8 months credit history so idk.
Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Valued Contributor
jsucool76
Posts: 2,769
Registered: ‎12-11-2011

Re: Approved for the Discover More Student Card for $1000!


supersam101 wrote:
Are you a authorized user on another account? If not your pretty lucky to get $1000 dollars from chase. They denied me with 8 months credit history so idk.

I was thinking the same thing. I app'd for chase for my first card before I started on this forum because I figured "Well, I've had bank accounts with them for years, they must love me" and they basically told me to go...yeah xD 

 

Discover did the same but I had no relationship with them so I expected it. 

My sister did get the chase amazon visa as her first card though with a $2000 limit with no history, and my other sister got $2500 from them with no history. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Established Member
marilynmonroe078
Posts: 26
Registered: ‎07-29-2012

Re: Approved for the Discover More Student Card for $1000!

Are you talking about my Chase Amazon Card?  I'm the primary user for the card, no one else.  Same for all my cards.  I was a bit miffed though as to why I got a higher CL on the Chase Amazon card compared to the Freedom card.  I will have to call them and find out.  I would love to do a CLI on the Freedom card but heard that it's a hard pull.


Current Score: EQ FICO (07/27/2012): 687 (08/01/2012): 688, EX (07/27/2012): 696, TU(07/27/2012: 667 (08/06/2012): 712
Goal Score: 700+


In my wallet: Chase Amazon Rewards Visa ($1300), Capital One Rewards ($300), Chase Freedom ($500), Discover More Student ($1000), Citi Forward student ($2000)

Take the FICO Fitness Challenge


Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Approved for the Discover More Student Card for $1000!


jsucool76 wrote:

supersam101 wrote:
Are you a authorized user on another account? If not your pretty lucky to get $1000 dollars from chase. They denied me with 8 months credit history so idk.

I was thinking the same thing. I app'd for chase for my first card before I started on this forum because I figured "Well, I've had bank accounts with them for years, they must love me" and they basically told me to go...yeah xD 

 



Same here, my first inquiry ever is Chase Bank on 3/11/2011 . . . couple Ks in my checkings and no love from them lol :smileyvery-happy:

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Contributor
supersam101
Posts: 94
Registered: ‎06-16-2012

Re: Approved for the Discover More Student Card for $1000!

I was talking about your chase freedom.
Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+