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Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: Approved with toy limit vs reapp 6 months

I'm famous.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Frequent Contributor
codimom
Posts: 386
Registered: ‎09-08-2010

Re: Approved with toy limit vs reapp 6 months

yeah @duncanrr you need to trademark or copyright drapping :smileyhappy:


Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13


Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Approved with toy limit vs reapp 6 months

[ Edited ]

**bleep** is drapping? :smileytongue:


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: Approved with toy limit vs reapp 6 months

Ha. I can be like Paris Hilton when she tried to trademark "that's hot"


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Approved with toy limit vs reapp 6 months


Duncanrr wrote:
Ha. I can be like Paris Hilton when she tried to trademark "that's hot"

What's not hot? Not answering a question :smileytongue: what's drapping lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: Approved with toy limit vs reapp 6 months

My response was to reply before yours. Drapping is drunk apping for credit cards.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Approved with toy limit vs reapp 6 months

were you drunk when you made your signiture too? cause I have no idea why you have a bottle of calamine lotion on your siggy lol


Duncanrr wrote:
My response was to reply before yours. Drapping is drunk apping for credit cards.

 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: Approved with toy limit vs reapp 6 months

It was meant to help the app itch.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Approved with toy limit vs reapp 6 months


webhopper wrote:

Duncanrr wrote:
I was approved last month for Chase Freedom with 1.5k CL after successful recon. I know if I would had waited 6 months I would had been approved with a better CL. So my question is whether its better to be approved with lower limit or wait 6 months?

Does the cc lender influence your recommendation? For example, in June I app for Walmart and was denied. In Sept I apped and was approved for discover version of card.

Always better to wain IMHO.

I had Freedom with a $200 limit back in 2007.  They never would increase the limit so I ended up closing the card.  2012, approved for Chase Amazon with 5k limit.

 

Hate toy limits, I just hate them!


$200 CL?? I didn't think they approved limits that low!

 

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Approved with toy limit vs reapp 6 months

LOL i would **bleep** a brick that means to get 5% rewards I'd have to send payment after every fill up just about lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

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