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Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Apps Spree Success 4 over 4 ( Updated )

[ Edited ]

Nov 14 2012

 

Omg I cant believe what i see on my own eyes.....im so shaking exciting and im so high right now..

So after reading this forum for almost three months reading almost 32959 Post and 52581 minutes online im go ahead and pull the trigger for my very 1st apps spree...So nervous.....

After waiting for all the authorize remove, late baddie and everything remove from my credit report, my credit had improve very much.

I was sitting at work and think maybe its time for me to pull the trigger what the heoooooooooooooooooooooo :

 

Here the result :

  1. Amex Green : Approved.
  2. Amex Delta : Approved. Dont know limit yet. $1000 ( toy limit again )
  3. Walmart Store Card ( What the heo ) : offer 700 call back to request 2000 but got counter offer for 1200. I was like okay i take it :smileyvery-happy:.

After three apps i had a customer and take me almost 2 hours to get thing done. I was so shaking when all my apps went through. I wish someone would know how i feel right now after denied for credit in the last 4 5 years. I think maybe I apps for a City Card.............no maybe U.S Bank no maybe Discover ............and when im in the middle of think my next dream cards...........Opppppsss i have another customer come in hmmmmmmmmmmm well take me another 1 hours .It's 4:00 Pm now. 

 

Continue so in the mean time working with the customer i was think oh maybe i should apps for USAA. So i decide to go for it. Bummmmmmmmmmmmmmm $4000 credit approved your cards should be arrived in 7 to 10 bussiness day. Omg i almost fall down the chair.......I feel llikg im in the heaven right now. USAA would be my number favor credit company now..........................Thank you so much for everyone in here for all your advice.

4. USAA Master card : 4000 0% apr for 12 months hohohohohoho

 

Specially to Shogun, Crashem, llecs, Robert, Dunccarn , LS879, Webhopper, Jamie123 and everyone here answer my question and give me some experience about those company and tactics. 

I so happy right now

maybe I'll throw the Fico Partyyyyyyyyyyyyyyyy

 

Here is the status of the Card application(s) you submitted to us.

Date ReceivedCardStatus of ApplicationNext Step
11/14/12
AMERICAN EXPRESS PREFERRED REWARDS GREEN CARD
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.
If you requested a balance transfer to this card, click here to view the status of that transfer
11/14/12
DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.
If you requested a balance transfer to this card, click here to view the status of that transfer
  
The information above is the latest we have regarding your application(s). If you don't see the Card(s) you applied for listed here, or if you have any questions, please call us at 1-866-314-0237 (Mon-Fri 6am-8pm MST).

 

Wednesday, November 14, 2012 Current Balance $0.00  Available Credit $4,000.0.
 
Current trash cash that going to "" What on my wallet " 
 
2 Crappy one 500 and 400 limit and Freakie Credit one 400 and come with multiple fees. You does your job and thank you so much but you going to kiss my natural azian skinny butt and stay home and welcome to my Prime Cards.............Anw I love you guys......Yo all awesome.....................

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
0

Re: Apps Spree Success 4 over 4

That's once nice haul right there!

 

Grats!

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Apps Spree Success 4 over 4

Congrats

Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Apps Spree Success 4 over 4

Congrats!!! Those are really nice cards!!! Definately feel free to get rid of any toy limit fee heavy builder cards... you are primetime now! Well done :smileyhappy:

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Apps Spree Success 4 over 4

i wonder if there a way i can find out about my credit limit on AMex Delta Card


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Frequent Contributor
basballguy
Posts: 360
Registered: ‎02-20-2008
0

Re: Apps Spree Success 4 over 4

what are the general "unspoken rules" for these "app sprees"?  Should I wait for a certain credit score before I do it?  I imagine the ideal would be 720+, but what does everyone else do?

 

Also if i'm looking to do a mortgage in less than 6 months, i'm assuming i should avoid an "app spree"?


Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: Apps Spree Success 4 over 4

Congrats good for you:smileyhappy:

Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Apps Spree Success 4 over 4

[ Edited ]

basballguy wrote:

what are the general "unspoken rules" for these "app sprees"?  Should I wait for a certain credit score before I do it?  I imagine the ideal would be 720+, but what does everyone else do?

 

Also if i'm looking to do a mortgage in less than 6 months, i'm assuming i should avoid an "app spree"?


Hi! Welcome to the forums basballguy! Generally it is not advisable to app for a lot of cards because it will decrease your average age of accounts! Here are some popular threads that you may find helpful:

Credit Scoring 101 - Tuscani (Please read this first!) http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Scoring-101-START-HERE/m-p/8169

If I were you I would avoid an app spree!

What are your current scores? How close are you to a mortgage? Feel free to check out the mortgage forum while you are here!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: Apps Spree Success 4 over 4

Nice!!! I remember youre were gardening for a while and we have almost the same credit profile... Well, gardening did you great!!!!! Were you a full usaa member??


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Established Contributor
jamie123
Posts: 925
Registered: ‎03-22-2012
0

Re: Apps Spree Success 4 over 4

Congrats!!!!

 

You are PRIME time now!

 

Really great cards and really great CLs!

 

Good job!



Starting Score: EQ 658 6/18/12
Current Score: EQ 690 11/17/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge


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