04-16-2008 10:19 AM
04-16-2008 10:24 AM
04-16-2008 10:26 AM - edited 04-16-2008 10:26 AM
Ok, after my appy spree this past week. I got a few cards, most valuable is the Chase platinum visa which I was able to get a 2k cl.I read the forum and saw someone had recon Juniper for Carnival. I was two seconds from getting the recon when she pulled another report EX and saw my appying spree. :-( So I was denied twice.I know it's all my fault and I take full responsibility. I am not appying until May 2010 when all my inq wil have fallen off and I have two yrs added history with my othe cc. I am also in the process of purchasing a home through partnership with a community agency. I haven't applied for the mortgage yet, in the next few weeks. Because I am going through this program, I may get a slap on the wrist for all the inqs but my scores and history is still get enough to get approved. I continue to pray.I appreciate all the wisdom in the forum. But for my sake, I will drop by less frequently to fight the urge. I have nothing but GREAT things to say about this forum. You all are the BEST!! ThanksI will keep you updated on my progress!!
04-16-2008 10:27 AM
i thought that one was not supposed to apply for new credit within a year of getting a mortgage. Is this inaccurate?
04-16-2008 10:27 AM
04-16-2008 10:30 AM
i thought that one was not supposed to apply for new credit within a year of getting a mortgage. Is this inaccurate?6-12 months is what "they" say. In any case, 6 months at the very least.
04-16-2008 10:33 AM
cheddar to the rescue once again! thanks
(no wonder they made you a mod)
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.