09-02-2009 12:39 PM
09-02-2009 01:06 PM
Got a preapproval in the mail today for this card. Stared at the paper wondering if I should try or not. Finally decided to try and got approved for a 750 CL. My EQ is 555, which suprises the heck out of me. No debt, just late payments on my report. I think what did it to me was having a HSBC Best Buy charge card with no late payments since inception.
09-02-2009 01:09 PM
Wow, congrats! What card is it from HSBC? And how long have you had your BB store card? I have a converted Circuit City card that is BB now, but it's through Chase.
09-02-2009 03:35 PM - edited 09-02-2009 03:36 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO