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Aprroved! HSBC Household Bank!!!

New Contributor

Aprroved! HSBC Household Bank!!!

Got a preapproval in the mail today for this card. Stared at the paper wondering if I should try or not. Finally decided to try and got approved for a 750 CL. My EQ is 555, which suprises the heck out of me. No debt, just late payments on my report. I think what did it to me was having a HSBC Best Buy charge card with no late payments since inception. 
5 REPLIES
Frequent Contributor

Re: Aprroved! HSBC Household Bank!!!


superrupe2 wrote:
Got a preapproval in the mail today for this card. Stared at the paper wondering if I should try or not. Finally decided to try and got approved for a 750 CL. My EQ is 555, which suprises the heck out of me. No debt, just late payments on my report. I think what did it to me was having a HSBC Best Buy charge card with no late payments since inception. 

Congrats!

I want PATIENCE...and I want it NOW
Frequent Contributor

Re: Aprroved! HSBC Household Bank!!!

Wow, congrats! What card is it from HSBC? And how long have you had your BB store card? I have a converted Circuit City card that is BB now, but it's through Chase. 


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


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New Contributor

Re: Aprroved! HSBC Household Bank!!!

My CR shows the Best Buy card started reporting in Jan. 09. It's a Household Bank Platinum Mastercard.
Message Edited by superrupe2 on 09-02-2009 05:36 PM
Senior Contributor

Re: Aprroved! HSBC Household Bank!!!

Congrats on your approval!
New Contributor

Re: Aprroved! HSBC Household Bank!!!

Thanks! Hope will help the credit score!